Advocus National Title Insurance Company · 1 day ago
Florida Lead Underwriter
Advocus National Title Insurance Company is committed to supporting agents and protecting consumers in real estate transactions. The Florida Lead Underwriter is responsible for evaluating title risk, issuing underwriting decisions, and providing expert guidance while leading the underwriting function for the state.
Responsibilities
Lead the underwriting function for Florida
Serve as the primary underwriting authority and escalation point for complex files
Support the growth of the state underwriting team by providing coaching, mentoring, and process oversight
Partner with executive leadership to design the future-state structure of the underwriting department as order volume expands
Develop and maintain state-specific underwriting guidelines reflecting state law, regulatory requirements, and company risk appetite
Ensure guidelines remain current with legislative changes, case law, and market trends
Work with legal, compliance, and executive leadership to formalize and publish underwriting standards
Support training efforts to roll out new or updated guidelines to agents and internal staff
Assess title defects, liens, encumbrances, and vesting issues to determine insurability
Issue underwriting decisions aligned with company policy and state-specific guidelines
Draft clear requirements, exceptions, and approvals for both residential and commercial transactions
Collaborate with curative teams, agents, and attorneys to resolve complex title issues
Provide expert underwriting support to title agents, real estate attorneys, and internal teams
Deliver training on guidelines, forms, underwriting practices, and state-specific nuances
Help strengthen agency relationships by offering responsive, informed, and solution-oriented support
Maintain accurate records of underwriting decisions and approvals
Support internal audits and quality reviews
Reinforce adherence to operational and regulatory requirements
Qualification
Required
Minimum 5 years as a title insurance underwriter, OR 10+ years as a commercial examiner or title examiner
Extensive experience in title insurance underwriting, with deep knowledge of Florida real estate law
Demonstrated ability to review title searches, commitments, liens, and legal descriptions
Strong understanding of state-specific statutes, recording requirements, and customary practices
Excellent judgment and risk assessment skills
Strong communication skills with the ability to explain complex title issues clearly
Familiarity with industry platforms (SoftPro, Qualia, ResWare, etc.)
Experience supporting agents in both residential and commercial real estate
Ability to lead, mentor, and support underwriting staff
High attention to detail and accuracy in decision-making
Preferred
Prior leadership or team lead capacity within a title agency or underwriter
Experience developing underwriting guidelines or policy manuals
Benefits
Health, dental, and vision insurance options.
Retirement plan with employer matching.
Paid time off (PTO) and holiday pay.
Continuing education and professional development opportunities.