Wayne Cooperative Insurance Company · 15 hours ago
Entry-Level Underwriter
Wayne Cooperative Insurance Company, based in the Finger Lakes region of Upstate New York, is seeking an Entry-Level Underwriter. This role is designed for candidates looking to build a career in Property and Casualty underwriting, focusing on risk assessment and compliance while providing support to independent agencies.
Responsibilities
Gain practical, on-the-job experience by assisting in the review of new business applications and renewals under the guidance of senior underwriting staff and a team leader
Develop knowledge of underwriting guidelines, risk assessment, and pricing through day-to-day learning and mentorship
Assist in evaluating new business submissions and renewals for risk acceptability
Support compliance efforts by applying company standards and state insurance regulations
Prepare documentation and maintain accurate records in underwriting systems
Communicate underwriting decisions and guidelines clearly to independent agents
Respond to agent inquiries regarding coverage, rates, and service-related issues
Gradually assume underwriting authority for low-complexity risks under supervision
Collaborate with team members to resolve underwriting and service-related challenges
Qualification
Required
Strong analytical and problem-solving skills
Excellent communication and interpersonal abilities
Detail-oriented with the ability to manage multiple priorities
Proficiency in Microsoft Office and willingness to learn core underwriting systems
Associate's degree (required); Bachelor's degree (preferred)
Candidates with a degree in Risk Management or related fields are encouraged to apply
Prior property & casualty underwriting experience is not required
This position requires a valid NYS Driver's License
Preferred
Basic knowledge of insurance principles and risk assessment
General familiarity with property and casualty insurance concepts
Ability to work independently and as part of a team
Benefits
Comprehensive health coverage
A generous retirement package
Paid time off
Other benefits designed to keep you happy and healthy both in and outside of the office