Bank OZK · 20 hours ago
Senior Collateral Analyst
Bank OZK is a nationally recognized leader in financial services, combining exceptional service with innovative technologies. The Senior Collateral Analyst will maintain and validate collateral and loan activity of assigned loan portfolios while serving as the primary customer contact for all related matters.
BankingFinanceFinancial Services
Responsibilities
Serves as the primary contact for all matters relating to loan operations in conjunction with the department’s Portfolio Management
Performs proactive monitoring, governance, and risk identification and escalation responsibilities related to assigned department, and makes sound risk decisions commensurate with policy, procedures, and regulations
Processes, examines, monitors, and reconciles client collateral and loan information including but not limited to, client sales, credit memos, cash receipts, accounts receivables, inventory, ineligibles, borrowing bases certificates, excess availability, and reserves
Creates and inputs new loans in the system and reconciles the new loan set-up to ensure it adheres to the credit approval memo and loan agreements
Processes, posts, reconciles, and decisions loan advance requests in accordance with credit policy and authority
Reconciles collateral, loan balance, and availability daily
Computes and reconciles collateral ineligibles and reserves in adherence to the loan agreement
Sets up, monitors, and follows-up on collateral, financial, and other reporting requirements in the loan system
Trains new clients on reporting procedures
Trains other new and existing analysts in processes and procedures
Executes applicable risk programs and controls, including effectively following and adhering to policies and procedures, appropriately fulfilling risk and compliance obligations, escalating and remediating issues effectively and timely, and making sound risk decisions
Ensures all client reporting is performed in accordance with the terms of the loan agreement and works with clients to resolve reporting inadequacies and problems and escalates to senior management, as necessary
Proposes process and quality improvements, as needed
Ensures data integrity and accuracy of the loan system at all times
Regularly exercised discretion and judgment in the performance of essential job functions
Maintains good punctuality and attendance to work
Follows Bank policy, procedures, and guidelines
Qualification
Required
High school diploma or equivalent, required; Bachelor's degree in accounting, finance, business management, or job-related field, preferred
3+ years of work experience in a collateral monitoring capacity in asset-based lending, required
Experience with a data mining software such as Monarch, AR Wizard, and/or Access, required
Knowledgeable of bank products and services
Ability to demonstrate effective interpersonal and written communication skills necessary to assist internal and external customers
Ability to demonstrate excellent customer service skills, anticipating and responding to requests for service or assistance
Ability to demonstrate effective organizational and project management and skills, maintaining high attention to detail
Ability to manage time effectively to accomplish work objectives
Ability to handle multiple tasks simultaneously, with flexibility to meet changing time demands and priorities in a fast-paced environment, while delivering complete and accurate work
Ability to maintain confidentiality
Ability to work effectively and collaboratively in a team environment
Ability to demonstrate critical thinking, analytical, and problem-solving skills
Ability to develop alternate solutions as needed
Ability to maintain poise, presence, and professionalism, treating others with respect
Ability to accept constructive feedback from others
Ability to work with general supervision
Skill in using computer and Microsoft Office, including Outlook, Word, Excel, and PowerPoint
Skill in using IDS/ABLM.net or CIBM.net (Solifi/Stucky) and data mining software
Benefits
Generous PTO
401(k) matching
Health, dental, vision (and pet!) insurance
Special perks and discounts
Company
Bank OZK
Bank OZK provides banking services including savings account, loans, debit, and agricultural lending.
H1B Sponsorship
Bank OZK has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (24)
2024 (13)
2023 (10)
2022 (21)
2021 (14)
2020 (5)
Funding
Current Stage
Public CompanyTotal Funding
unknown1997-07-17IPO
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