USALLIANCE Financial · 1 day ago
Team Leader III - Real Estate Lending
Rye, NY
Full-time
Hybrid
Mid, Senior Level
$74K/yr - $94K/yr
5+ years expUSALLIANCE Financial is committed to innovation and teamwork, providing a supportive environment for personal and professional growth. The Team Leader III in Real Estate Lending is responsible for overseeing the workflow and underwriting processes, ensuring compliance, and developing team members through training and support.
BankingCredit CardsFinancial Services
No H1B
Responsibilities
Oversee day to day operations of the RE Lending Underwriting with direct supervision of the team members in conjunction with the RE Lending Underwriting Manager
Provide support and direction to team members on the proper handling of, 1 st lien, HELOC and HELOAN applications
Actively monitor the loan pipeline to ensure compliance and member service standards are met
Collaborate with RE Lending leadership team to develop strategies to accomplish departmental lending goals and individual underwriting incentive goals
Collect information and provide feedback and support for the development of or improvement to established RE Lending programs, processes, policies, and procedures
Monitor trends relating to the Underwriting area and make recommendations or implement changes to improve productivity, efficiency, or quality of workflow
Maintain knowledge of all products and services offered by the RE Lending department
Train, onboard, and evaluate Underwriting team members
Handle member service calls requiring escalation
Adhere to all established policies and procedures of USALLIANCE Financial and maintain compliance with all applicable regulatory requirements and ensure direct reports
Perform and track monthly QC review samples for underwriting team members based on % of closed loans
Qualification
Required
5+ Years of Mortgage underwriting experience
Proficient in all applicable laws and regulations related to Mortgage Lending. Including but not limited to ECOA, TRID, TILA RESPA and Fair Lending
Must demonstrate interpersonal, organizational, and communication skills (verbal & written). Along with strong Leadership skills
The candidate should be detail oriented with the ability to work in a fast-paced environment
Proficient in MS Office
Organizational and Time Management skills
Strong commitment to providing excellent member service and be solution oriented when addressing member inquiries and escalations
Adhere to all local, state, and federal laws/regulatory requirements as related to functional areas including the Patriot Act, Truth in Lending, Reg B, Reg Z, and Bank Secrecy Act
Adhere to all policies and procedures, including security compliance, and following guidelines intended to limit risk exposure to fraud and losses. Review exceptions and escalate when necessary
Preferred
Encompass experience is preferred
Benefits
Competitive salary and benefits package
Opportunities for professional development and career growth
Hybrid Schedule (min 3 days in office to maximize collaboration)
A collaborative and inclusive work environment
Paid Time Off, Wellness Time & Paid Federal holidays
401K with 6% match
High Performance Culture
Company
USALLIANCE Financial
Usalliance Financial is a full-service credit union that offers a wide range of banking services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Brett Wheeler
CFO and EVP of Finance and Risk Management
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