Peoples Bank · 15 hours ago
Consumer Credit Analyst I - PT
Marietta OH - Putnam, Marietta, OH, US
Full-time
Onsite
New Grad, Entry LevelPeoples Bank is one of the largest banks in the United States, dedicated to improving communities. The Consumer Credit Analyst I role involves underwriting consumer loan applications and ensuring compliance with bank policies while providing exceptional customer service.
BankingFinanceFinancial Services
Responsibilities
Will be responsible for underwriting a high volume of consumer loan applications originating from both the branch and dealer networks assisted by an automated underwriting system. Will resolve any questions or gain clarification to render an accurate credit decision
Evaluate applicant characteristics including but not limited to financial condition, credit report, employment history, residence history and collateral in arriving at an objective and decisive credit decision
Will analyze consumer financial documents or tax returns as necessary to establish ability to repay
Will be responsible for approving loans within established authority and evaluate mitigating factors when recommending an approval on loans with policy exceptions
Maintain a complete knowledge of internal and external policies and regulations impacting the consumer lending business
Collaborate with the Collection Department in the evaluation and underwriting of loan modification and extension requests from existing consumer loan customers
Provide training as necessary to retail branch or dealer finance staff as necessary to improve comprehension of bank guidelines and lending process
Preparing or analyzing production reports as necessary
Perform industry or market research as needed to understand relative competitiveness of price, product and process
Complete letter of guarantee requests for totaled vehicles. Provide timely correspondence to insurance carriers to help process claims
Will provide follow up on title lien filings and Compliance and Patriot Act exceptions
Will provide excellent, accurate and professional service to internal and external customers
Help mentor & train new hires to department standards & procedures
Will perform special projects as assigned
Qualification
Required
Associates degree or equivalent work experience
Consumer or residential loan underwriting experience
Experience analyzing individual financial statements or tax returns
Proven experience interfacing with internal or external clients
Ability to work in a fast-paced, team-oriented production environment
Positive, customer-focused, outgoing, team-oriented individual with analytical skills
Proven negotiation, problem resolution and conflict management skills
Working knowledge of general software products such as Word and Excel
Understanding or familiarity with key regulations governing the business including but not limited to Regulation B, Regulation Z, Fair Credit Reporting Act
Preferred
Bachelor's degree in business or finance
Familiarity with automated underwriting systems
Benefits
401(k) retirement plan with an employer match
Employee stock purchase plan
Various education assistance programs such as student loan and tuition paydown/reimbursement
Paid vacation
Holidays
Company
Peoples Bank
Since 1902, Peoples Bank has grown from its Marietta, Ohio roots into a $9.6 billion diversified financial services holding company.
Founded in 1997Lawrenceville, New Jersey, USA
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1993-02-09IPO
Leadership Team
Tyler Wilcox
President and Chief Executive Officer
Hugh Donlon
Executive Vice President - Community Banking
Recent News
2026-01-20
2025-10-21
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