Vision Bank · 17 hours ago
Credit Analyst I
Ada,OK,US
Full-time
Onsite
New Grad, Entry LevelVision Bank is seeking a Credit Analyst to review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit. The role involves analyzing credit data, compiling information for loan applications, and making recommendations based on the evaluation of financial status.
Financial Services
Responsibilities
Analyzes credit data and financial statements of individuals or businesses to identify the degree of risk involved in lending money or extending credit
For individuals, performs research to verify employment and income, inspects reports from credit reporting agencies, and reviews FICO scores
For businesses, compares to similar businesses in terms of liquidity, profitability, and credit histories
Uses computer software to further evaluate customers’ financial status and produce financial ratios
Compiles information, completes loan applications, and composes reports detailing the degree of risk involved in loan or credit request; recommends approval or denial based on results
Sets interest rate and minimum or maximum term of repayment for customers based on earnings, savings data, payment history, and purchase activity
Determines the expected profitability of loans by analyzing a business’s financial data including quality of management, income growth, and market shares
Resolves customer complaints and verifies transactions through consultation
Identifies delinquent accounts through the review of individual or commercial customer files
Performs other related duties as assigned
Qualification
Required
Ability to exhibit our core values; Integrity, Enthusiasm, Accountability, Excellence, Customer First, Professionalism, and Respect
Identify and report risks that could impede the reputation, safety, security, or financial success of the bank
Excellent verbal and written communication skills
Proficient in Microsoft Office Suite or related software, as well as analysis software
Basic understanding of relevant equipment, policies, procedures and strategies used in credit analysis
Ability to identify discrepancies and problems
Bachelor's degree in Accounting, Economics, Finance, Statistics, or Mathematics required
Company
Vision Bank
See the Difference! We are a full service bank with locations in Ada, Davis, Durant, Meeker, Norman, Prague, Shawnee, and Sulphur.
Founded in 1900
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Steve Bagwell
President and Chief Executive Officer
Stacey Lewis
Senior Vice President, Senior Credit Risk Officer & Interim Chief Credit Officer
Company data provided by crunchbase