HFD · 19 hours ago
Senior Portfolio Strategy Analyst
United States
Full-time
Remote
Mid, Senior Level
$120K/yr - $150K/yr
5+ years expHFD is dedicated to making healthcare more affordable by providing better payment solutions. They are seeking a Senior Portfolio Strategy Analyst to develop and implement strategies for assessing customer financial strength and managing credit risk, while optimizing collections from high-risk accounts.
Responsibilities
Develop and implement innovative strategies for assessing customer financial strength and managing credit risk
Perform in-depth analyses and develop models that forecast customer behavior
Utilize analysis and model output to set appropriate credit limits and price loans to optimize mitigation of credit risk and loan origination volume / profitability
Monitor and manage receivable portfolios to enhance cash flow and minimize bad debt exposure
Ensure all credit and collection activities comply with state and federal regulations and maintain strong relationships with credit agencies
Continuously improve debt recovery processes and establish clear goals for payment collections
Generate comprehensive monthly reports on payment collections and negotiate with customers to resolve ongoing payment issues
Utilize data-driven methodologies to create and refine strategies for optimizing collections from high-risk and delinquent accounts
Collaborate with legal, operations, and account management teams to implement effective collection strategies, payment plans, and operational procedures
Work closely with operations, product, and engineering teams to develop advanced modeling, platforms, and tools to enhance credit decisioning and collection efforts
Establish and monitor key performance indicators (KPIs) and testing plans to evaluate and enhance the effectiveness of credit risk models and collection strategies
Develop and implement credit risk scorecards, loss forecasting methodologies, fraud prevention strategies, and collections scorecards
Conduct thorough analysis and problem-solving to address new product opportunities and policy changes, coordinating with various teams to ensure successful execution
Evaluate new and existing data vendor products for effectiveness in credit decisioning, loss mitigation, etc. Consider the tradeoffs of product costs and conversion rate impact
Qualification
Required
Minimum 5 years of experience in an analytics role
Minimum 5 years in collections analytics or strategy role
Minimum 5 years of experience using SQL, Python, or R for data retrieval and manipulations
Experience in consumer finance - credit cards, auto loans, mortgages, etc
Excellent written and verbal communication skills
Proven analytical and problem-solving skills with a strong attention to detail
Have the ability to grow, develop and learn in a fast-paced, start-up environment
Bachelor's degree in a technical field such as Engineering, Economics, Math, Finance, Business, Computer Science, etc
Proficient in MS Office products, particularly Excel
Benefits
Medical, Dental, Vision Insurance
401k with 4% company match.
Unlimited PTO
6 days of paid sick time
6 paid holidays
1 floating holiday (from the HFD approved list).
EPIC company culture
Company
HFD
HFD is a fintech platform that allows healthcare providers to offer innovative pay-over-time options to every patient, regardless of their credit.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Tyler Johnson
Chief Executive Officer
Patrick Visser
Chief Technology Officer
Recent News
2025-05-01
2025-04-30
Fintech News America
2025-04-30
Company data provided by crunchbase