Sr Underwriter jobs in United States
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Priority · 15 hours ago

Sr Underwriter

Priority Technology Holdings, Inc. is a leading financial technology company focused on delivering innovative financial solutions. As a Senior Underwriter, you will evaluate and manage the risk exposure of large merchant accounts, ensuring compliance with underwriting rules and making informed risk decisions to support revenue growth.

Financial ServicesPaymentsProfessional Services
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H1B Sponsor Likelynote

Responsibilities

Own and manage the end-to-end credit and underwriting process for large, complex merchant accounts, making risk-based decisions in the best interest of both the organization and the customer
Evaluate overall merchant risk exposure by assessing business models, transaction volumes, processing structures, and potential liabilities
Ensure compliance with Card Brand underwriting rules and company policies across all card processing relationships, including Merchant, Payment Facilitator, and Marketplace models
Perform comprehensive financial analysis, including full financial reviews and spreading of financial statements, to assess a merchant’s ability to support processing risk
Analyze credit-related information such as banking data, processing history, and consumer and commercial credit reports to support underwriting decisions
Prepare detailed and well-supported credit packages for review and approval by internal stakeholders and external partners
Negotiate approval structures with merchants and partners, including reserves, ACH delays, and other risk-mitigation tools, to balance risk control and revenue growth
Provide ongoing training, mentorship, and guidance to junior underwriters and merchant sales channels to enhance underwriting knowledge and consistency

Qualification

Risk assessmentFinancial analysisUnderwriting rules complianceBank lending experienceCredit decisioningCommunication skillsLeadership skillsProblem-solvingAttention to detailOrganizational skills

Required

2-4-year College Degree with 5+ years of work experience in a related working field
Excellent management, communication, interpersonal, organizational and leadership skills
Ability to communicate effectively both written and verbal
Attention to detail
Excellent organizational skills
Ability to work in fast paced environment
Identifies and resolves problems in a timely manner; able to handle a situation under pressure and find a solution; uses reason even when dealing with emotional topics
Ability to receive and analyze data and input data into the computer
Must be able to receive and understand instructions, and carry out those instructions

Preferred

Bank lending experience a plus
Industry knowledge

Benefits

Bonus programs
401(k) match
Employee Stock Purchase Program (ESPP)
HSA and FSA options
Financial wellness resources and employee discount programs
Medical, dental, and vision coverage
Mental health support for employees and dependents through Lyra Health
Family planning and women’s health benefits through Carrot
Gym membership reimbursement and virtual wellness programs (including yoga)
3 weeks PTO to start, with unlimited PTO after year one
Education expense reimbursement
Leadership development programs
Certified Payments Professional (CPP) certification support

Company

Priority

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Priority is for leaders who want to challenge tradition and drive impact, no matter their title or industry.

H1B Sponsorship

Priority has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (4)
2024 (4)
2023 (4)
2022 (2)

Funding

Current Stage
Late Stage

Leadership Team

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Thomas Priore
Executive Chairman & Chief Executive Officer
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Tim O'Leary
Chief Financial Officer
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Company data provided by crunchbase