Versique Executive, Professional & Interim Recruiting · 20 hours ago
Senior Credit Analyst
Versique Executive, Professional & Interim Recruiting is a high-performance recruiting firm specializing in executive leadership search and placement. They are seeking a Senior Credit Analyst responsible for analyzing credit worthiness, preparing credit presentations, and monitoring risk within the lending portfolio.
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Responsibilities
Perform financial analysis of assigned credits
Ensure financial package is complete with tax returns and financial statements. Obtain missing items from banker or customer
Complete financial spreads using Baker Hill, WebEquity, Excel and/or other software
Analyze the results of the financial spreads (i.e. financial ratios and cash flow) to determine viability and repeatability of primary repayment source (typically cash flow)
Evaluate and analyze secondary sources of repayment, including collateral and guarantors, to determine adequate repayment sources for the loan
Compare customer financial status to industry norms and MCB Credit policy guidelines
Consider all risk and accurately propose and assign risk rating to match level of risk
Make recommendations and discuss results with Lender
Proactively partner with lender and borrower to clarify issues and gather additional information
Participate in joint calls with lender, as requested
Prepare Credit Action Presentation based on analysis and provide support through the approval process
Perform annual and other routine credit administration
Ensure credit files are up-to-date including ongoing routine administration
Review periodic loan covenants to determine compliance and take appropriate action when needed
Assist lender in completing File Comments, Material Change Forms and assist in managing ticklers
Qualification
Required
Bachelor's Degree
5+ years of progressively responsible credit analysis experience or equivalent, demonstrated higher level analysis and output
Preferred
Ongoing professional development preferred
Benefits
Health Insurance with two medical plan options as well as dental and vision options
Employer matched 401(k) plan
Company-paid life insurance, AD&D and short and long-term disability. Team members can also purchase additional life and AD&D insurances
Paid Time Off and all Federal holidays observed
Company
Versique Executive, Professional & Interim Recruiting
At Versique, we don’t just fill roles—we build teams, drive growth, and enable transformation.
Funding
Current Stage
Growth StageRecent News
Twin Cities Business
2025-04-21
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