Forest Area Federal Credit Union · 10 hours ago
Mortgage Loan Originator
Fife Lake, MI
Full-time
Onsite
Entry, Mid LevelForest Area Federal Credit Union is seeking a motivated and member-focused Mortgage Loan Originator to support our real estate lending program. This position is responsible for interviewing members, originating mortgage loan applications, guiding members through financing options, and ensuring accurate, timely, and compliant loan documentation from application through underwriting decision.
BankingFinancial Services
Responsibilities
Interview members in person to originate real estate loan applications and obtain required personal and financial information
Educate members on mortgage loan options, interest rates, repayment terms, insurance requirements, and related financing details
Prepare, analyze, process, and document all required mortgage loan forms and supporting documentation
Submit complete loan applications to underwriting for approval or counteroffer
Communicate underwriting decisions clearly and professionally to members
Gather, verify, and organize documentation for loan closings, including appraisals, surveys, and title work
Ensure loan fees, taxes, and insurance requirements are properly calculated and paid
Maintain escrow accounts for real estate taxes and insurance premiums
Enter and maintain accurate loan data within the Credit Union’s core processing system
Identify opportunities to cross-sell Credit Union products and services
Maintain strong professional relationships with members, realtors, title companies, and other external partners
Ensure compliance with all applicable federal and state regulations, including BSA and AML requirements
Produce accurate, complete, and timely mortgage loan files and documentation
Meet established processing, underwriting, and closing deadlines
Actively cross-sell Credit Union products and services to meet or exceed goals
Provide prompt, knowledgeable, and professional service to members and internal staff
Maintain organized and complete loan files and required reports
Uphold the Credit Union’s professional image and reputation at all times
Qualification
Required
Strong understanding of mortgage documentation, escrow accounts, taxes, and insurance
Excellent communication, organization, and customer service skills
Ability to manage multiple files and deadlines simultaneously
Working knowledge of applicable lending regulations and compliance standards
Preferred
Previous experience in mortgage lending, loan origination, or real estate lending preferred
Company
Forest Area Federal Credit Union
Forest Area Federal Credit Union offers one-stop solutions for personal and business banking needs.
Founded in 1983
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Alex Lutke
Chief Executive Officer
Robert Raden
Chief Executive Officer
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