CommonWealth Central Credit Union · 1 day ago
Mortgage Loan Consultant
San Jose, CA
Full-time
Onsite
Entry, Mid Level
$45K/yr - $45K/yr
2+ years expCommonWealth Central Credit Union serves the financial needs of over 40,000 individuals in Santa Clara County. They are seeking a Mortgage Loan Consultant to grow their real estate loan portfolio by building relationships and providing consultations to members looking to purchase or refinance their homes.
BankingFinancial ServicesInsurance
Responsibilities
Growing the Credit Union’s real estate loan portfolio by building relationships with real estate agents, community leaders, partner organizations and other finance/tax/legal professionals to generate referrals
Providing consultations with members seeking to purchase or refinance a home and recommending appropriate solutions to meet the members’ needs
Developing referral sources through branches, realtor marketing groups, and the communities we serve
Required to submit complete loan application with supporting documentation to underwrite and serve as the liaison between the member and the Credit Union’s third-party loan fulfillment partner
Assisting branch staff with completing applications and gaining loan approval for home equity solutions for members
Partnering with Emerging Markets team to identify referral opportunities at pop-up events, partner on-site events, and financial education and wellness seminars
In collaboration with Marketing and Emerging Markets teams, developing and presenting homebuying seminars for members and prospective members
Notifying and assisting members who cannot be approved, referring to appropriate resources for credit coaching
Developing and delivering training to Credit Union staff to build their knowledge of first-, second- and equity mortgage products, along with the corresponding application processes (including how to ensure members submit a complete loan application with the required supporting documentation)
Staying informed of trends in mortgage lending, the rate environment and competitor offerings; share insights and recommendations with management
Qualification
Required
a minimum of two years' experience in mortgage loan sales required
Must be comfortable making cold calls when required
Must have good communication skills, both written and verbal
Proven attention to detail
Ability to multi-task in a fast-paced environment
Working knowledge of MS Outlook, Excel and Word required
Ability to maintain confidentiality of sensitive information
Conduct oneself with a high level of diplomacy and tact
Must have reliable transportation
Must have a valid California driver's license
Preferred
Bachelor's degree is strongly preferred
Ability to earn and maintain a current Certified Credit Union Financial Counselor (CCUFC) professional designation
Benefits
13 paid holidays
17 days of Paid Time Off (PTO) during first year of employment
Up to 2% discounts on loans--including first mortgages
401(k) Plan with Company Match
Medical, dental, vision insurance
Long-term disability insurance
Life insurance
Voluntary insurance
Employee assistance program
Financial Wellness benefits and resources
Tuition reimbursement and more
Company
CommonWealth Central Credit Union
CommonWealth Central Credit Union provides financial services such as loans, savings and credit cards as well as online and mobile banking.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Viktoria Earle
President/CEO
David Loftus, CFA
Chief Financial Officer at CommonWealth Central Credit Union
Recent News
2024-11-29
2024-11-21
2024-11-21
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