Credit Advisor jobs in United States
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Cardinal Health · 18 hours ago

Credit Advisor

Cardinal Health is a healthcare services and products company, and they are seeking a Credit Advisor to provide operational and analytical support for customer credit activities across their trade accounts receivable portfolio. This role involves managing credit limits, monitoring portfolio exposure, and collaborating with various teams to ensure consistent application of credit policies.

Health CareHospitalMedical
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H1B Sponsor Likelynote

Responsibilities

Support credit origination by reviewing financial information, credit analyses, payment history, and supporting documentation prepared by Credit Analysts
Assist with accurate setup and ongoing maintenance of customer credit limits, payment terms, risk indicators, and credit controls within accounts receivable systems
Monitor assigned portfolios for exposure levels, aging trends, DSO, utilization, and payment behavior; identify early indicators of increased risk
Review account utilization and payment trends to identify routine credit adjustments; prepare recommendations and documentation for approval
Prepare account summaries and supporting materials for escalation related to elevated risk, bad debt considerations, or special account status
Assist with tracking bankruptcy, insolvency, legally restricted, and other special-status accounts, ensuring appropriate credit controls are applied
Partner with Collections, Sales, Customer Service, and Finance to support credit inquiries, onboarding, account updates, and issue resolution
Review and validate credit-related reports, exposure summaries, and system data for accuracy and completeness
Support audits, compliance reviews, internal reporting, and ongoing credit process, system, and reporting improvements, including SAP-related initiatives
Executes credit support activities accurately and consistently in alignment with established policies and procedures
Provides reliable operational insight and documentation to support credit decision-making
Identifies routine issues and escalates higher-risk or complex matters with clear, well-supported information
Contributes to team efficiency, data integrity, and process reliability

Qualification

Credit analysisAccounts receivable operationsSAP ECCMicrosoft ExcelTrade credit knowledgeReporting toolsCommunication skillsOrganizational skillsAttention to detailAdaptability

Required

Bachelor's degree in related field, or equivalent work experience
Ability to interpret financial summaries, credit reports, and payment behavior trends prepared by others
Microsoft Office Suite products
Strong proficiency in Microsoft Excel for exposure monitoring, reporting, and documentation
Ability to adapt to evolving systems, tools, and reporting environments
Strong attention to detail, organizational skills, and commitment to data accuracy
Effective written and verbal communication skills
Professional, collaborative, and process-oriented approach

Preferred

4-6 years of experience in trade credit support, credit analysis, accounts receivable operations, or related risk management functions
Experience in healthcare distribution, manufacturing, supply chain, or other regulated B2B environments
Experience with ERP or accounts receivable systems; SAP ECC (FI-AR / Credit Management) and/or SAP S/4HANA Credit Management
Exposure to dashboarding or reporting tools (e.g., Power BI, Tableau) and basic data validation tools (e.g., SQL)
Solid understanding of trade credit and order-to-cash (OTC) processes, including credit limits, payment terms, aging, exposure, and DSO
Exposure to compliance, audit, or contract-related documentation affecting credit or accounts receivable
Experience monitoring global credit exposure, aging, utilization, and payment trends

Benefits

Medical, dental and vision coverage
Paid time off plan
Health savings account (HSA)
401k savings plan
Access to wages before pay day with myFlexPay
Flexible spending accounts (FSAs)
Short- and long-term disability coverage
Work-Life resources
Paid parental leave
Healthy lifestyle programs

Company

Cardinal Health

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Cardinal Health is a manufacturer and distributor of medical and laboratory products.

H1B Sponsorship

Cardinal Health has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (128)
2024 (116)
2023 (140)
2022 (158)
2021 (106)
2020 (142)

Funding

Current Stage
Public Company
Total Funding
$1.08B
2025-08-28Post Ipo Debt· $1B
2006-08-16Post Ipo Debt· $78M
1983-08-12IPO

Leadership Team

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Aaron Alt
Chief Financial Officer
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Tony Caprio
Executive Vice President
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Company data provided by crunchbase