Nuvision Federal Credit Union · 1 day ago
Mortgage Originations - Mortgage Loan Consultant - Internal (No.CA) - Onsite
Pleasanton, CA
Full-time
Onsite
Entry Level
$26.50/hr - $26.50/hr
1+ years expNuvision Federal Credit Union is dedicated to providing tailored financial solutions to its members. The Mortgage Loan Consultant is responsible for the origination and retention of residential mortgages, working directly with members to meet their financial needs and achieve origination goals.
Banking
No H1B
Responsibilities
Originates and retains mortgage loans
Takes mortgage applications by phone, online or as acceptable by members
Meets monthly origination goals. Knowledgeable of Fannie Mae, Freddie Mac, FHA and VA underwriting and private mortgage insurance guidelines
Makes loan product recommendations to members, understanding various rate/point scenarios
Understands all aspects of mortgage loan origination, including product, underwriting, compliance, and documentation requirements
Responds to member inquiries. Providing consultative services to members; to explain various mortgage products, comparing the products to assist in meeting member needs
Initiates member rate lock requests to the secondary marketing representative
Determines timing of loan delivery to secondary market. Understands the correlation of loan sales to the organizations bottom line
Manages own mortgage loan pipeline; responsible for building the pipeline, working the loan until it closes ensuring that minimum production volume is consistently achieved
Works with loan processors and underwriters to obtain all requisite loan documentation, promoting communication and teamwork
Cross sells other Credit Union products
Supports and participates in continuous improvement activities
Represents the Credit Union in a positive and professional manner
Other related duties as assigned
Maintains member and other sensitive information with confidentiality
Treats co-workers and members with respect
Traveling to our Berkeley, Martinez and other Northern Branches as needed
Qualification
Required
Minimum one year mortgage loan officer experience
Thorough knowledge of entire mortgage process from origination to end servicing
Excellent sales and counseling skills required
Strong communication and interpersonal skills essential for interacting with member and referral
High school diploma or GED plus college-level coursework in related business classes
Benefits
Medical
Dental
Vision
Life Insurance
Flexible Spending Account
401(k) Matching
Paid Time Off
Training Provided
Tuition Reimbursement
Company
Nuvision Federal Credit Union
Our Nuvision team is honored to serve our 150,000 plus members and provide exceptional service, best-in-class products, and great member experiences.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Roger Ballard
Chief Executive Officer
Barbara A. Barry
Chief Experience Officer
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