Pathward · 13 hours ago
Commercial Underwriter Senior
United States
Full-time
Remote
Mid, Senior Level
$104K/yr - $150K/yr
5+ years expPathward is a financial empowerment company dedicated to creating financial inclusion for all. The Commercial Underwriter Senior will be responsible for underwriting loans, managing the underwriting process, and collaborating with Business Development Officers to assess credit risks and facilitate loan bookings.
ConsultingFinanceFinancial Services
Responsibilities
Underwrite the entire spectrum of lending products, regardless of size or complexity, in a timely and efficient manner
Understand and apply credit policies, corporate Program Standards, and minimum underwriting standards
Collaborate closely with the various Business Development Officers to provide a consultative/value-added credit perspective, both prior to proposal issuance and thereafter
Review and analyze new deal packages for content and completeness
Order and review due diligence and documentation
Review and analyze financial statement spreads and understand cash flows
Review and understand collateral and financial trends indicated therein
On occasion, be willing to visit prospect locations and meet management of the business prior to closing for transactions over a predetermined amount
Gain a thorough understanding of the prospect's business and what is impacting the company’s growth, or declining, performance
Review reporting requirements and processing with clients
Analyze debtor information in conjunction with Debtor Credit Manager
Prepare the credit narrative/CAR (Credit Approval Report) for appropriate approval and/or credit committees
Be able to review the closing documentation and effectively negotiate with the prospect client, internal/external legal counsel, and/or other transaction stakeholders
Mentor and train analysts, and less experienced business development representatives
Other duties as assigned
Qualification
Required
Bachelor's degree or equivalent education and work experience
5+ years relevant experience
Business Acumen, Customer Focus, Collaborates, Communication Skills, Negotiating
Must have the ability to self-train and quickly adapt to various IT systems and procedures, which are utilized by the business on a daily basis
Benefits
Health insurance
401(k) retirement benefits
Life insurance
Disability benefits
Paid time off
And more
Company
Pathward
Pathward is a financial firm that provides investment strategies to promote business growth for organizations.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Brett Pharr
Chief Executive Officer
Greg Sigrist
Chief Financial Officer
Recent News
2025-12-15
2025-12-15
2025-12-04
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