TDECU · 11 hours ago
Credit Risk Analyst
Post Oak Corporate Office
Full-time
Hybrid
Mid Level
3+ years expTexas Dow Employees Credit Union is seeking a Credit Risk Analyst responsible for managing and analyzing the performance of TDECU loan portfolios. The role involves assessing loan risk, monitoring portfolio performance, preparing reports, and providing recommendations to optimize portfolio performance and ensure compliance with regulatory requirements.
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Responsibilities
Responsible for development, implementation and production of daily business reporting, analytics and forecasting including delinquency and loss
Tracking and reporting of portfolio performance and emerging trends for lending risk analysis
Collaborates cross functionally to provide data and reporting for NCUA, CECL and individual business unit reporting
Generates ad hoc reports for management on an as needed basis
Analyzes and collects data to recognize potential exposures and emerging risks relevant to TDECU lending portfolios
Develops and maintains risk reporting processes, including periodic reports for management and stakeholders on risk exposures, trends, and key risk indicators for TDECU lending portfolios
Assists in creating risk dashboards and metrics to provide clear, timely, and actionable insights
Monitors risk exposure limits, highlight breaches, and escalate concerns as necessary
Ensures compliance with company policies, procedures, and regulatory requirements related to risk management
Assists in maintaining and updating risk management policies, ensuring alignment with industry best practices and organizational objectives
Collaborates with audit and compliance teams to facilitate risk-based internal and external audits
Conducts quantitative and qualitative analysis to support risk-related decision-making processes
Use analytical tools and software to assess risks, including Excel, risk modeling software, and statistical tools
Collaborates with teams across all lines of defense to support ad hoc reporting and analysis projects on an as needed basis
Provides analytical support and insights supporting performance and asset quality of TDECU lending products and portfolios
Qualification
Required
Bachelors' degree or equivalent mix of education and experience is preferred
Three to five years data and/or portfolio analysis in finance, lending or related field
Experience working in a financial institution and knowledge of federal regulations governing financial service industry preferred
Excel-proficiency creating pivot tables, writing formulas and macros
Strong desire to be a part of a collaborative, team-first environment
Ability to support multiple assignments and stakeholders, prioritize workload to meet deadlines
Strong written and verbal communication skills with the ability to review data and develop portfolios
Stay updated on market trends, regulatory changes, and industry developments impacting TDECU lending
Strong analytical mindset with ability to understand and interpret large data sets and draw meaningful conclusions and recommendations for action
Preferred
Experience working in a financial institution and knowledge of federal regulations governing financial service industry preferred
Knowledge and experience with report writing tools preferred
Company
TDECU
Founded in 1955, TDECU formed when a group of Dow employees pitched in $5 each to loan a friend $35 to buy a refrigerator.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
I
Isaac Johnson
President & Chief Executive Officer
Recent News
2026-01-22
2025-12-09
2025-12-04
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