Commercial Credit Analyst jobs in United States
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Vale · 1 day ago

Commercial Credit Analyst

Vale Group is a nationwide specialized recruitment firm partnering with a company in Oklahoma City, OK, to find an experienced Commercial Credit Analyst. The role focuses on underwriting and analyzing complex commercial borrowers, preparing detailed credit memoranda, and supporting senior credit leadership and loan committees.

MiningNatural ResourcesPrecious Metals
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Comp. & Benefits

Responsibilities

Analyze commercial borrower financial statements and business tax returns
Perform cash flow, ratio, and trend analysis to assess repayment capacity
Prepare detailed credit memoranda for senior lending officers and approval committees
Evaluate borrower performance, leverage, liquidity, and profitability
Compare borrower metrics against industry benchmarks and peer companies
Monitor loan covenant compliance and identify early warning indicators
Conduct annual credit reviews and portfolio monitoring
Perform industry and market research to support underwriting decisions
Support relationship managers and credit leadership with deal structuring
Support as needed

Qualification

Financial analysisCredit memoranda preparationCash flow analysisAdvanced ExcelCommercial credit experiencePrioritization skillsOrganizational skillsCommunication skills

Required

Strong experience analyzing commercial borrower financial statements and tax returns
Demonstrated ability to prepare clear, well-structured credit memoranda
High attention to detail with strong organizational and prioritization skills
Excellent written and verbal communication skills
Proven ability to manage multiple priorities and meet deadlines
3+ years of commercial credit or loan underwriting experience
Bachelor's degree in Finance, Accounting, Business, or a related field
Unique skills required: Advanced Excel and strong financial spreading ability
Critical skill required: Cash flow and ratio analysis

Preferred

Skills or credentials that would be a plus: Middle-market or complex credit exposure

Company

Vale is a mining company that produces iron ore, nickel, and other metals.

Funding

Current Stage
Public Company
Total Funding
$8.88B
Key Investors
Cosan
2025-01-24Post Ipo Debt· $750M
2024-03-19Post Ipo Debt· $700M
2023-07-28Post Ipo Equity· $3.4B

Leadership Team

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Febriany Eddy
Chief Executive Officer - PT Vale Indonesia Tb
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Gustavo Pimenta
CEO
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Company data provided by crunchbase