Dahl Consulting · 19 hours ago
Sr. Credit Analyst | Banking
Bloomington, MN
Full-time
Onsite
Senior Level
$80K/yr - $100K/yr
5+ years expDahl Consulting is partnering with a well-established regional financial institution to hire a Sr. Credit Analyst. This role is responsible for evaluating the creditworthiness of commercial borrowers and ensuring the loan portfolio remains healthy through rigorous analysis and ongoing credit monitoring.
ConsultingHuman ResourcesInformation Technology
Responsibilities
Evaluating the creditworthiness of commercial borrowers
Analyzing financial risk at the start of the lending process and throughout the life of each credit
Preparing professional credit presentations to support sound lending decisions
Performing detailed financial analysis for an assigned portfolio by reviewing tax returns, financial statements, and other required documents
Spreading financials using systems such as Baker Hill, WebEquity, Excel, or similar tools
Interpreting key metrics—including financial ratios and cash flow—to determine the viability of repayment sources
Evaluating primary and secondary repayment strengths
Assessing collateral and guarantor support
Comparing results to industry norms and internal credit policies
Accurately assigning risk ratings
Partnering proactively with lenders and borrowers to clarify questions and gather additional data
Participating in joint calls when needed
Preparing comprehensive Credit Action Presentations to support the credit approval process
Assisting with annual reviews and routine credit administration
Maintaining up-to-date credit files
Reviewing loan covenant compliance
Supporting lenders with file documentation, material change forms, and ongoing tickler management
Qualification
Required
Bachelor's degree
5+ years of progressively responsible credit analysis experience or equivalent experience demonstrating advanced analytical capability
Experience spreading and analyzing financial statements using systems such as Baker Hill, WebEquity, Excel, or similar tools
Strong ability to assess repayment capacity, collateral, guarantor strength, financial ratios, and cash flow
Ability to compare financial performance against industry benchmarks and apply internal credit policy guidelines
Proven experience assigning risk ratings and preparing professional credit presentations
Strong collaboration skills when working with lenders and borrowers to clarify issues and gather information
Preferred
Ongoing professional development in finance, credit, or related disciplines
Benefits
Health insurance with two medical plan options
Dental and vision coverage
Employer-matched 401(k) plan
Company-paid life insurance
AD&D
Short- and long-term disability
Option to purchase additional life and AD&D coverage
Paid time off
All federal holidays are observed
Company
Dahl Consulting
Dahl Consulting is a staffing and recruiting company that offers talent management solutions.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Valerie Doherty
CEO
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