Consumer Loan Closer jobs in United States
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Unity Bank · 3 months ago

Consumer Loan Closer

Unity Bank is a financial institution seeking a Consumer Loan Closer to manage the preparation, review, and delivery of closing packages. The role involves ensuring accurate communication and compliance throughout the closing process, while supporting branches and sales operations.

BankingFinancial Services

Responsibilities

Prepare closing package and instructions
Review closing disclosure statement for accuracy and completeness
Coordinate and communicate with branches, settlement agent, loan officer, and processor in scheduling all closings
Verifies accuracy of information on all closing documents (legal names, legal address, terms, rate, title work and insurance)
Track closing file to confirm its return from the settlement agent in a timely manner
Responsible for the follow up on post-closing conditions
Examine loan documentation to ensure accuracy and compliance with all state and federal policies
Communicate with mortgage sales, operations and Management to maintain a high level of customer service
Maintain a high level of efficiency to ensure closing dates are met
Maintain current knowledge of all industry and bank program changes, policies, and procedures
Communicates with Management on a loan-by-loan basis in recommending exceptions to policy
Assist branches and loan servicing with closing related questions

Qualification

Closing experienceMS Word SuiteEncompass familiarityLegal document analysisOrganizational skillsVerbal communicationWritten communicationIndependent work

Required

2 – 3 years closing experience
Demonstrated organizational skills
Excellent verbal and written communication skills required with a high level of detail
MS Word Suite
Ability to read, analyze and interpret legal documents, governmental regulations and professional publications
Effectively present information and respond to inquiries from Senior Management, attorneys, vendors, government agents, and the public; ability to write business correspondence
Ability to follow directions
Work independently with little supervision

Preferred

BA or BS preferred
Familiarity with Encompass

Company

Unity Bank

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Unity Bank provides financial services to retail and business customers through our branches located in Hunterdon, Middlesex.

Funding

Current Stage
Growth Stage

Leadership Team

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James Hughes
President & CEO
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George Boyan
Chief Financial Officer
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Company data provided by crunchbase