Columbia Bank · 1 week ago
Mortgage Loan Closer/Funder, Sr
Mountlake Terrace, WA
Full-time
Onsite
Mid, Senior Level
$25/hr - $33/hr
4+ years expColumbia Bank is a financial institution seeking a Mortgage Loan Closer/Funder, Sr. This role is responsible for closing and funding mortgage loan files in compliance with investor guidelines and regulatory requirements, while ensuring excellent data integrity and customer experience.
BankingFinanceFinancial Services
Responsibilities
Ensure mortgage loan files meet clear to close requirements, all prior to document draw conditions have been cleared, and file is fully complete and in compliance
Accurately prepare loan documents and deliverance of loan documents to Closing Agents
Collaborate with Closing Agents for facilitation of signing appointments and return of final documents to Funding
Ensure mortgage loan files meet clear to fund requirements, that all prior to fund conditions have been cleared, and that files are fully complete and in compliance
Validate fees on Final Closing Disclosure; approve and request wires. Communicate corrections or changes required from Closing Agents, MLOs, processing or underwriting associates, ensuring files remain in compliance
Deliver excellent data integrity and accuracy while maintaining service level agreements and regulatory compliance
Ensure work is performed as required by Bank, Investor, and regulatory compliance guidelines
Partner and collaborate with HL associates to ensure open communication, timely responses, expedient and accurate trailing condition gathering and clearing, and a superior customer experience
May assist with coaching, mentoring, or training others; teaching coursework as a Subject Matter Expert or acting as a resource for others Home Lending associates as needed. May identify opportunities for continuous improvement
Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes
Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training
Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description
Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words
Takes personal initiative and is a positive example for others to emulate
Embraces our vision to become 'Business Bank of Choice'
May perform other duties as assigned
Qualification
Required
H.S. Diploma or GED required
4-7 years — previous loan closing experience and strong knowledge of mortgage banking and the requirements for all types of loans required
Must know legal requirements including title deeds, etc
Requires experience with all loan types including FHA, VA, GNMA, FNMA, FHLMC, State Bond Programs, Fannie Mae, and Freddie Mac
In-depth knowledge of regulatory requirements and Columbia Bank specific requirements and their implementation
Advanced written and verbal communication and presentation skills
Excellent attention to detail skills
Ability to work effectively with individuals and groups across the company to manage customer relationships
Preferred
Encompass preferred
Benefits
Comprehensive healthcare coverage (medical, dental, and vision plans)
401(k)-retirement savings plan with employer match for qualifying associate contributions
Employee assistance program
Life insurance
Disability insurance
Tuition assistance
Mental health resources
Identity theft protection
Legal support
Auto and home insurance
Pet insurance
Access to an online discount marketplace
Paid vacation
Sick days
Volunteer days
Holidays
Company
Columbia Bank
Columbia Bank is a provider of personal and business banking services.
1001-5000 employees
Funding
Current Stage
Late StageTotal Funding
unknown2020-06-01Acquired
Leadership Team
Kelly Kelly
VP, Human Resources Business Partner
Todd Leber
Chief Commercial Banking Officer
Recent News
2025-12-20
2025-12-16
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