Civista Bank · 1 day ago
Commercial Lender
Sandusky, OH
Full-time
Onsite
Mid Level
4+ years expCivista Bank is seeking a Commercial Lender responsible for managing and growing a diverse portfolio of commercial loans. The role involves building relationships, identifying new business opportunities, and driving loan business and revenue growth.
BankingFinanceFinancial Services
Responsibilities
Develop and manage a commercial loan portfolio
Interview customers to determine loan requirements and gather necessary information for loan applications
Analyze financial statements and other relevant data to recommend the best lending solutions based on customer needs and financial capabilities
Evaluate creditworthiness and present well-structured lending proposals
Offer tailored financial solutions to meet customer objectives, while enhancing customer satisfaction and retention
Develop customized loan proposals and present them to customers to secure new business and maintain existing relationships
Follow up on pending loan deals and loan renewals
Provide updates on portfolio performance, new business, and market developments to senior leadership
Monitor loan performance, ensuring risk is appropriately managed and financial objectives are met
Identify new business opportunities and develop strategic partnerships across the region to drive loan growth and revenue with an emphasis on C&I lending opportunities
Establish and maintain strong relationships with existing and potential customers by understanding their business needs, goals, and long-term strategies
Prospect for new customers, expanding the Bank’s market share
Leverage industry contacts and existing relationships to enhance revenue generation and achieve sales goals
Proactively identify opportunities to cross-sell additional products and services
Engage in industry forums or business networks to increase brand awareness and build relationships with key influencers and decision-makers
Qualification
Required
Minimum 4 years of experience in Commercial Business Lending & Business Development or Credit Analyst role
A college degree in Finance, Management or equivalent
Knowledge of commercial lending industry, processes, policies, and portfolio management
Knowledge of commercial and consumer lending regulations and compliance and other regulatory required reporting and practices
Knowledge of regulatory and compliance practices applicable to commercial lending
Ability to use Microsoft Office 365 suite including Excel, Word, PowerPoint, Outlook and Teams
Ability to operate the Bank's financial software to access customer accounts and manage new and existing loan deals
Ability to identify and analyze Commercial Customer business documents and navigate lending decisions
Ability to independently network to build and establish business customer relationships
Ability to communicate professionally and effectively verbally and in writing and present complex financial information to clients and senior leadership
Company
Civista Bank
Civista Bank provides personal banking, business banking, and wealth management services.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$154.9M2025-07-10Post Ipo Equity· $79.9M
2021-12-03Debt Financing· $75M
1996-07-12IPO
Leadership Team
Ian Whinnem
Chief Financial Officer
Recent News
Morningstar.com
2025-12-18
2025-10-23
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