Springs Valley Bank & Trust Company · 5 hours ago
CREDIT ANALYST
Jasper, IN
Full-time
Onsite
Mid Level
$50K/yr - $65K/yrSprings Valley Bank & Trust Company is focused on providing financial services, and they are seeking a Credit Analyst to analyze and monitor the creditworthiness of customers. The role involves evaluating financial statements, tax returns, and bank references to assess the financial condition of individuals and businesses applying for credit.
BankingFinancial Services
Responsibilities
Obtains loan request information from lender or borrower to analyze credit information, financial statements and other related information pertaining to the loan
Researches background documentation, reviews personal, business financial statements, and tax returns. Analyzes financial information and prepares the preliminary analysis for the lender
Gathers information for FAS 114 analysis of collateral coverage for troubled loans and assists with analysis
Identifies loan problems or potential loan problems at the earliest visible indication and reports these problems to Executive Loan Committee
Assists Loan Officers in conducting inventory audits as needed
Performs annual reviews and submits findings to Sr. Analyst for finalization
Prepares reports, summaries and opinions for financial institution officers on new, renewal and existing loans. Tracks renewals
Works with Sr. Analyst and CLO to dissect trends in the portfolio, performs regular reviews of industry concentration, Stress Testing, Supervisory LTV, etc. to assist management in oversight
Performs credit inquiries for financial institution as requested
Coordinates agenda and takes minutes for loan meetings
Actively achieves individual sales, referral, operational, and community involvement goals
Qualification
Required
Bachelor's degree in business, finance or accounting (CPA a plus)
Excellent financial and analytical skills with sound judgment and decision-making abilities
Excellent verbal and written communication skills
Ability to organize and prioritize to meet deadlines
Knowledge of personal/business financial statements and tax returns
Working knowledge of Microsoft Office Environment
Preferred
Bank credit experience preferred
Company
Springs Valley Bank & Trust Company
Springs Valley's mission is to enhance the financial quality of life in our communities by focusing on you.
Founded in 1902
51-200 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2018-06-08IPO
Leadership Team
Jamie Shinabarger
President & CEO
Darrell Blocker
Senior Vice President and CFO
Company data provided by crunchbase