Wright-Patt Credit Union · 1 day ago
Credit Manager
Dayton, OH
Full-time
Hybrid
Mid, Senior Level
$120K/yr - $155K/yrWright-Patt Credit Union is seeking a Credit Manager responsible for coordinating all commercial loan and deposit activity in accordance with WPCU policies and procedures. The role involves managing a team, overseeing credit analyses, ensuring compliance with regulations, and improving operational efficiency.
FinanceFinancial ServicesNon Profit
Hiring Manager
Debbie Moore
Responsibilities
Manage the day-to-day activities of the Member Business Support Coordinators, Small Business Analysts, Treasury Specialists and Credit Analysts. Ensure assigned business units are operating efficiently and reliably, are in compliance with applicable laws, regulations, and rules, have appropriate operating controls to mitigate risk, and are performing at a high level
Review and approve credit analyses and assign risk grades
Perform analyses on complex credit request
Provide training and guidance to all departments
Oversight and management related to Small Business loan applications
Oversight and management related to Treasury activities
Oversight and management related to loan closing activities including closing due diligence and closing documentation
Oversight of the Portfolio Review Process
Preview credit requests with Relationship Managers before submission
Manage ACH exposure
Analyze and underwrite credits as needed
Assist Member Business Services VP in executing Business Tactics
Assist Relationship Managers as needed
Facilitator between credit analysts and loan officers
Enforce credit policy
Discusses loan structure with loan officer to minimize risk
Prepare and develop various reports as required by management to assist in the overall management of MBS’s
Develop written policy documentation
Initiate process improvement and quality reviews to simplify and improve productivity
Assist Member Business Services VP in satisfying regulatory requirements as provided by state and federal authorities
Assist Member Business Services VP in ensuring that WPCU adheres to the policies and procedures approved by our board of directors
Qualification
Required
Coordinate all commercial loan and deposit activity in accordance to WPCU policies and procedures
Adhere to state and federal regulations
Manage the day-to-day activities of the Member Business Support Coordinators, Small Business Analysts, Treasury Specialists and Credit Analysts
Ensure assigned business units are operating efficiently and reliably
Ensure compliance with applicable laws, regulations, and rules
Implement appropriate operating controls to mitigate risk
Review and approve credit analyses and assign risk grades
Perform analyses on complex credit requests
Provide training and guidance to all departments
Oversee and manage Small Business loan applications
Oversee and manage Treasury activities
Oversee and manage loan closing activities including closing due diligence and closing documentation
Oversee the Portfolio Review Process
Preview credit requests with Relationship Managers before submission
Manage ACH exposure
Analyze and underwrite credits as needed
Assist Member Business Services VP in executing Business Tactics
Facilitate between credit analysts and loan officers
Enforce credit policy
Discuss loan structure with loan officer to minimize risk
Prepare and develop various reports as required by management
Develop written policy documentation
Initiate process improvement and quality reviews to simplify and improve productivity
Assist Member Business Services VP in satisfying regulatory requirements
Assist Member Business Services VP in ensuring adherence to policies and procedures approved by the board of directors
Company
Wright-Patt Credit Union
Wright-Patt Credit Union is a not-for-profit member-owned financial institution.
Founded in 1932
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Tim Mislansky
President/CEO
Daniel Smith
Chief Financial Officer
Recent News
2025-10-07
Seattle TechFlash
2025-05-01
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