Dealer Credit Analyst jobs in United States
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Daimler Truck North America · 5 hours ago

Dealer Credit Analyst

Daimler Truck North America is a leading provider in the commercial vehicle sector, and they are seeking a Dealer Credit Analyst to support their financial services. The role involves analyzing the financial condition of dealerships and manufacturers to extend and manage lines of credit, along with continuous monitoring of financial performance.

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Comp. & Benefits
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Responsibilities

Prepare, analyze and submit new credit requests, as well as file reviews, to the Dealer Credit Manager providing sound and reasoned explanations
Perform monthly reviews of dealership financial statements and make sound and reasoned recommendations to the Dealer Credit Manager based on guidelines established by Daimler Truck Financial and previous experience with the dealership
Make recommendations regarding subordination, guarantees, state legal requirements, UCC's and other forms or agreements which protect the interests of Daimler Truck Financial
Prepare and maintain dealer document files in accordance with established procedure
Provide daily service to DRM's/RFM's, Region Managers, dealer personnel, and management regarding credit files, system issues, approvals/contingencies, documentation and financial statements
Review wholesale inventory and book audits and make recommendations to the Dealer Credit Manager on audit issues and exceptions
Communicate with Dealer personnel during all stages of the credit request and maintenance process including monthly financial statement reviews

Qualification

Credit AnalysisFinancial Statement ReviewRisk AssessmentPortfolio ManagementWholesale AuditUCC UnderstandingCustomer FocusAttention to DetailProblem SolvingTeamwork

Required

BS/BA and prefer 2-4 years of relevant experience or 6 years of relevant experience in lieu of degree
2+ years of experience in fundamental accounting and/or automotive industry commercial finance and/or credit analysis
Financial statement review and cashflow analysis
Risk assessment or portfolio management
Ability to collect data and establish facts and identify trends and variance

Preferred

Bachelor's Degree preferred with focus in Business Administration, Accounting, Finance, Mathematics, or Statistics
3–5 years of prior credit experience in a lending environment
Commercial lending or dealer finance
Experience in Wholesale Audit
Understanding of Universal Commercial Code (UCC)
Demonstrated business acumen, including the ability to understand dealership operations, financial drivers, and market dynamics to assess creditworthiness and risk
Proven organizational savvy, with the ability to navigate complex structures, build cross-functional relationships, and influence stakeholders effectively within a corporate environment
Demonstrated Customer Focus and ability to build strong relationships
Proven Flexibility and ability to Adapt to Change
Exceptional Attention to Detail and Problem Solving & Analysis skills
Effective Teamwork and Collaboration capabilities

Benefits

Annual bonus program
401k company contribution with company match up to 8% as well as non-elective company contribution of 3 - 7% depending on age
Starting at 4 weeks paid vacation
13+ calendar holidays
8 weeks paid parental leave
Employee assistance program
Comprehensive healthcare plans and wellness programs
Onsite fitness (at some locations)
Tuition assistance
Volunteer paid time off
Short-term and long-term disability plans

Company

Daimler Truck North America

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Daimler Truck North America, a Daimler Truck AG company, is the largest heavy-duty truck manufacturer in North America and a leading producer of medium-duty trucks and specialized commercial vehicles.

Funding

Current Stage
Late Stage

Leadership Team

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Lutz Beck
CIO Chief Information Officer
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Company data provided by crunchbase