Whitefish Credit Union · 10 hours ago
Mortgage Loan Originator
Whitefish Credit Union is seeking a Mortgage Loan Originator to proactively solicit new residential mortgage business and build a network of referral sources. The role involves conducting interviews with prospective borrowers, managing the loan process, and participating in community events to promote the credit union's objectives.
BankingFinancial Services
Responsibilities
Conducts interviews with prospective borrowers in order to analyze financial and credit data, determine member financing objectives, advise members of product/pricing, and gather any additional required information
Develops and maintains successful referral sources
Actively participates in community functions and credit union-sponsored events to promote the credit union’s objectives
Provides complete loan applications to fulfillment center
Ensures exceptional member service by overseeing the loan process from origination to closing and conducts ongoing communication with members
Achieves production goals as established by Whitefish Credit Union
Communicates ongoing loan activity with VP / Mortgage Loan Supervisor and management as requested for accurate analysis of loans in progress
Effectively works as member of the lending team for the benefit of Whitefish Credit Union, in support of, and in cooperation with, other lenders and support staff
Ensures successful completion of all assigned training activities
Maintain current and thorough knowledge of lending programs, policies, procedures and regulatory requirements
Manages a portfolio of mortgage loans, including delinquencies, renewals, refinances, modifications, and cross-sale opportunities
Report to work on time and as scheduled
Perform other duties as assigned
Qualification
Required
Proactively solicits new residential mortgage business and cross sells additional credit union products
Identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities
Participates in business-related development opportunities and community efforts in order to help the credit union to achieve established goals
Conducts interviews with prospective borrowers in order to analyze financial and credit data, determine member financing objectives, advise members of product/pricing, and gather any additional required information
Develops and maintains successful referral sources
Actively participates in community functions and credit union-sponsored events to promote the credit union's objectives
Provides complete loan applications to fulfillment center
Ensures exceptional member service by overseeing the loan process from origination to closing and conducts ongoing communication with members
Achieves production goals as established by Whitefish Credit Union
Communicates ongoing loan activity with VP / Mortgage Loan Supervisor and management as requested for accurate analysis of loans in progress
Effectively works as member of the lending team for the benefit of Whitefish Credit Union, in support of, and in cooperation with, other lenders and support staff
Ensures successful completion of all assigned training activities
Maintain current and thorough knowledge of lending programs, policies, procedures and regulatory requirements
Manages a portfolio of mortgage loans, including delinquencies, renewals, refinances, modifications, and cross-sale opportunities
Report to work on time and as scheduled
Perform other duties as assigned
National Mortgage Licensing System requirements
Preferred
Experience with mortgage loan origination system such as MortgageBot, Ellie Mae, or FICS preferred
Company
Whitefish Credit Union
Whitefish Credit Union is the largest credit union which focused on checking and savings accounts, car loans, personal loans & credit cards.