Guild Mortgage · 2 hours ago
Underwriting Manager
Portland, Oregon, United States
Full-time
Onsite
Senior Level, Lead/Staff
$47.94/hr - $71.91/hr
8+ years expGuild Mortgage Company is a mortgage banking firm dedicated to serving homeowners and buyers. The Underwriting Manager is responsible for managing underwriting, supervising underwriters, ensuring compliance with standards, and optimizing team performance.
Consumer LendingLendingMortgageReal Estate
Responsibilities
Monitor overall pipeline and ensure workloads are adjusted
Ensure loans are underwritten in accordance with underwriting standards, risk management factors, regulations and within expected timeframes
Coach team to achieve/exceed optimal performance against metrics; take action to optimize productivity, quality, efficiency and service-levels
Conduct monthly reviews of approved and declined loan applications to ensure compliance with underwriting standards and risk management factors, quality decision standards, and provide coaching and training to team to build capabilities
Review and respond promptly to address/clear outstanding finding in audit reports received from Post Closing,Quality Assurance, Secondary Investors; assist Corporate in clearing Shipping and Suspense deficiencies
Monitor various reports to identify possible training opportunities
Assist Operations Managers with training branch/region employees regarding disclosures, use of company software systems, and branch-specific procedures related to underwriting
Monitor changes in regulations and industry that affect underwriting compliance; recommend updates to policies as required
Manage automated underwriting tools to ensure optimal performance to underwriting standards, productivity objectives and risk management parameters.(managing underwriting systems would not apply unless it referred to training or communicating updates)
Analyzes reports to assess quantitative risk measures of loans originated and future performance expectations; identify areas of risk and opportunity in originations activities
Conduct research using proprietary systems, subscriber databases and internet resources to resolve issues and verify compliance with regulations
Continuously monitor and assess underwriter staffing levels, recruitment, performance management, and retention in accordance with Company requirements, processes and policies
Oversee all training, underwriter development and career growth
Perform other duties as assigned
Qualification
Required
Bachelor's degree in Business Administration, Finance/Accounting or related field or equivalent experience
8 - 10 years total work experience in progressively responsible positions underwriting loans (Conventional, FHA, VA, USDA, new-construction documentation and condominium projects), 3 - 5 years of which include supervisory/management/region management position(s) with multiple direct reports
Expert level knowledge of overall mortgage lending process, underwriting loan requirements, federal, state, and regulatory requirements/guidelines related to consumer mortgage lending and internal processes, controls, and asset protection
Endorsements including FHA Direct Endorsement, VA, Auto and SAR endorsements; must have current certifications for any region with state-specific requirements to underwrite loans
Expert level knowledge of valid documentation related to the processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.)
Results and metric driven, ability to clearly communicate issues and expectations, and capable of motivating a team to reach goals and drive initiatives
Strong management and critical thinking skills, including the ability to evaluate facts and data to draw conclusions and determine the downstream impact of decisions and associated risks
Ability to prioritize multiple tasks for self and others in a deadline-driven environment; strong sense of urgency and responsiveness
Ability to be patient and train less experienced team members, respond to questions, build capability
Strong verbal and written communication skills
Strong detail orientation and highly organized
Prior experience using internal data entry systems, Microsoft Word, PowerPoint and Excel
Intermediate math skills
Benefits
Medical
Dental
Vision
Life insurance
AD&D
LTD
401(k) with employer match
Company
Guild Mortgage
Guild Mortgage is a growing mortgage company that offers residential mortgage products as well as local in-house origination and servicing.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2025-06-18Acquired
2020-10-21IPO
Leadership Team
M
Michael Lau
President & CEO
Adam O'Daniel
Senior Vice President and Chief Marketing Officer
Recent News
HousingWire.com
2026-01-06
2025-12-17
Company data provided by crunchbase