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National Life Group · 14 hours ago

Associate Underwriter - June 26 Start Date

Montpelier, VT

Full-time

Onsite

Entry Level

$27/hr - $39/hr

2+ years exp

National Life Group is one of America’s fastest-growing insurance companies, aiming to provide families with stability. The Associate Underwriter will conduct risk assessments on proposed insureds and apply guidelines to make decisions on policies that contribute to the company's growth and competitive advantage.

Health CareInsuranceLife Insurance

No H1B

Responsibilities

Analyze and verify insurance applications for completeness and accuracy

Review medical records, financial statements, and other relevant documents and established guidelines to evaluate the risk level of applicants and determine whether to approve, decline, or request additional information for insurance applications

Recommend appropriate coverage amounts and policy terms based on risk assessment

Ensure all underwriting decisions comply with regulatory requirements and company policies

Communicate with insurance agents, brokers, and applicants to gather information and clarify details regarding underwriting decisions

Participate in going training to learn underwriting processes, tools, and systems to advance skills and knowledge

Stay updated on industry regulations, new products, and market trends through webinars, seminars, and conferences

Maintain accurate records of underwriting decisions and their rationale

Address questions or concerns from applicants or agents related to underwriting decisions

Qualification

Risk assessmentInsurance applications analysisRegulatory complianceSituational adaptabilityBusiness writingEffective communicationAttention to detailCritical thinkingCustomer focusDecision making

Required

Action-Oriented: Actively navigate ambiguity and challenges, handle tough situations, and maintain a can-do attitude

Courage: Tackle tough assignments, face difficult issues, and challenge the status quo

Customer Focus: Find reward in helping people and providing excellent service

Decision Making: Make sense of complex information, critically evaluate, and create solutions

Resiliency: Adapt quickly to new information and processes and bounce back from setbacks

Effective Communication/Interpersonal Savvy: Clearly convey messages verbally and in writing, demonstrating strong listening skills

Situational Adaptability: Flexibly adapt to people and situations, using appropriate empathy

Attention to detail, conflict resolution, business writing, and critical thinking