Peoples Bank · 3 days ago
Peoples Bank Commercial Banking Officer
Washington, United States
Full-time
Hybrid
Mid, Senior Level
$77K/yr - $221K/yrPeoples Bank is a community-focused bank committed to serving its clients and communities. The Commercial Banking Officer will act as the primary business developer and relationship manager for commercial clients, providing a full range of banking products and services while fostering relationships and identifying new opportunities.
BankingFinanceFinancial Services
Responsibilities
You will be sourcing new commercial banking opportunities through an organized business development program by calling on prospective customers and broadening existing relationships
You will actively participate in marketing programs, local community and networking events to identify opportunities, build relationships and develop centers of influence for referrals
You will establish, maintain, and utilize internal relationships across all product lines to maximize the depth and effectiveness of existing and prospective commercial relationships
You will be meeting with prospects and customers to determine needs via discussion, financial analysis, and utilization of research resources
You will be negotiating and selling opportunities that are representative of customer need and consistent with the Bank’s credit culture and policy and meet or exceed profitability targets
You will be preparing credit memos and loan approval presentation packages with the assistance of the credit support personnel
You would ensure that all credit and business relationships are underwritten, processed, closed and booked according to policy and approval
You will be managing a portfolio of commercial customers over the life of the loan, including ongoing reporting and monitoring, and ensuring delinquencies and maturing loans are paid, renewed, or cancelled in a timely manner
You will support the Bank’s objectives for loan volume, portfolio diversification, asset quality and profitability
You will stay current on market trends and competition
Qualification
Required
You have a bachelor's degree in business, finance, economics, or related field, or have equivalent experience
You have prior commercial lending experience
You have experience with business development
You work with minimal supervision and have excellent organizational, problem-solving, and decision-making skills
You have strong interpersonal skills including professional etiquette and service mentality
You are skilled at business communication, both verbal and written
You have a strong professional demeanor and high regard for confidentiality
You can travel to other Peoples Bank locations and off-site for meetings and/or training as required
You have the ability to model the Peoples Bank Mission, Vision, and Values
Preferred
You may have commercial underwriting experience
Benefits
Hybrid work from home options for most non-customer facing positions
Profit Sharing, Incentives, and other Bonus Structures
12 days of paid vacation
2 paid wellness days
2 days of paid community service time
Paid sick leave that is accrued based on hours worked
11 paid holidays throughout the calendar year
Full suite of Health benefits to employees and their families that includes Medical, Dental and Vision Insurance, Mental Health Resources, and a $200 annual reimbursement for wellness related expenses
8% 401(k) employer match and safety net of life and disability plans
Company
Peoples Bank
Peoples Bank is a financial company located in Bellingham.
Founded in 1921
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Derek Thornton
EVP, Chief Financial Officer
Tina Jones
CFO
Company data provided by crunchbase