BMO · 6 hours ago
Director Credit Adjudication
New York, NY, USA
Full-time
Onsite
Senior Level, Lead/Staff
$151K/yr - $262K/yr
9+ years expBMO is a financial institution focused on creating lasting, positive change for customers and communities. The Director of Credit Adjudication is responsible for independent review and adjudication of credit applications, ensuring credit quality and compliance with risk policies, while also providing training and support to teams.
BankingCrowdfundingFinanceFinancial Services
Responsibilities
Provides independent, objective review and adjudication of credit applications and transactions for an assigned portfolio within credit limits or makes credit recommendations and escalates as required
Ensures the credit quality of the assigned portfolios are maintained within the Bank’s risk tolerance, policies & procedures, and meet financing guidelines
Supports credit adjudication operations and initiatives
Provides training and support to teams and channels where the applications and transactions originate
Acts as a trusted advisor to senior leaders for making business decisions and implementing strategic initiatives
Develops an expert understanding of business/group challenges
Networks with industry contacts to gather competitive insights and best practices
Recommends measures to improve organizational effectiveness
May consult to or serve on various committees and task forces
Provides credit coaching, training and support to direct team and other stakeholders as required
Works with stakeholders to ensure effectiveness of risk management controls, analysis and monitoring on a transactional and portfolio basis
Identifies emerging issues and trends to inform decision-making
Conducts independent analysis and assessment to resolve strategic issues
Acts as the prime contact for internal/external stakeholder relationships, which may include regulators
Ensures alignment between stakeholders
Employs systems (e.g. customized exception reports, tracking reports etc.) to manage information
Collaborates across BMO to develop communications strategies and ensure consistency of messaging, in order to positively influence or change behaviour
Supports credit due diligence activities for bank acquisitions or integration
Reviews and communicates decisions on credit transactions with rationale that can be understood and explained to customers
Identifies and advises on terms, conditions and collateral requirements for the transaction decision as well as opportunities for cross-selling and/or alternative solutions to meet client’s needs
Keeps abreast of economic and market developments within the portfolio to inform decision making and credit risk policies
Provides approval for exceptions according to established policy and standards
Monitors the credit portfolio through transaction review & approval to ensure compliance with the Bank’s lending policies and procedures
Provides credit risk coaching and advice to sales & service employees to increase awareness of risk, policy, and knowledge of structuring transactions
Builds effective relationships with internal/external stakeholders
Monitors and tracks performance and addresses any issues
Executes work to deliver timely, accurate, and efficient service
Operates at a group/enterprise-wide level and serves as a senior specialist resource across BMO
Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to multiple, interdependent, complex problems
Communicates abstract concepts in simple terms
Fosters strong internal and external networks and works with and across multiple teams to achieve business objectives
Anticipates trends and responds by implementing appropriate changes
Broader work or accountabilities may be assigned as needed
Qualification
Required
Typically 9+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience
Credit Qualifications and associated credit knowledge and skills according to the established qualification standards
Expert knowledge of banking products & services
Expert knowledge of industry trends and regulations
Expert knowledge of credit portfolio management policies & procedures, and financing guidelines
Proven leadership skills and highly developed coaching skills
Seasoned expert with extensive industry knowledge
Technical leader viewed as a thought leader for innovation
Verbal & written communication skills - Expert
Analytical and problem solving skills - Expert
Influence skills - Expert
Collaboration & team skills; with a focus on cross-group collaboration - Expert
Able to manage ambiguity
Data driven decision making - Expert
Benefits
Health insurance
Tuition reimbursement
Accident and life insurance
Retirement savings plans
Company
BMO
We’re a bank, but there’s more to it than that. When you join BMO, it opens a world of opportunities.
10001+ employees
H1B Sponsorship
BMO has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (7)
2024 (2)
2023 (6)
2022 (4)
2021 (2)
2020 (2)
Funding
Current Stage
Public CompanyTotal Funding
$7.54B2025-10-23Post Ipo Debt· $142.91M
2025-02-26Post Ipo Debt· $871.76M
2024-07-09Post Ipo Debt· $750M
Leadership Team
David Casper
U.S. Chief Executive Officer
Azam Dawood
Head Of Sourcing
Recent News
2026-01-20
MarketScreener
2026-01-06
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