Comrise · 19 hours ago
Senior Credit Underwriter/Credit Manager
Peachtree City, GA
Full-time
Onsite
Mid, Senior Level
3+ years expComrise is looking to recruit a driven and highly-motivated Senior Credit Underwriter/Credit Manager. The role involves analyzing credit data and financial information to assess risks for credit applications and managing a wholesale inventory portfolio.
Staffing & Recruiting
Hiring Manager
Chloe Yang
Responsibilities
Manages credit and risk process for semi-standard to more complex small to large sized inventory lines for dealerships in the equipment industry
Responsible to analyse and underwrite new and existing smaller ticket lease/loan transactions
The position requires a candidate to have very strong credit and analytical skills, who can multi-task and work in a high-paced team environment
Reviewing and analysing credit requests to determine financial and non-financial strengths, risk levels, and feasibility of proposed credit relationships and transactions
Analysing and communicating financial condition and performance (historic, current and projected) of proposed and existing customers
Establishing and determining appropriate controls and formulas as may be required based on complexity and risk of a credit proposal
Evaluating trends in customer data to promptly identify and report areas of concern and/or potential problem loan, determining courses of action to mitigate identified risks and/or concerns
Determine proper credit structure and controls necessary to monitor the structure (i.e. regulatory, inventory, account receivable terms, pricing, etc.) and presenting conclusions to Senior Management team
Manage the commercial loan portfolio, which includes renewal of maturing loans and lines of credit
Provide communication (oral and written) with customers concerning loan documentation
Assist with collection efforts on delinquent or problem accounts
Lead initiatives which add value, supports company vision, core values, business principles, goals and objectives
Adhere to all policies procedures, processes, company practices, guidelines, expectations, laws and regulations
Staying abreast of new developments in the field of commercial lending and changing government regulations
Develop and maintain effective work relationships at all levels of the organization by participating and contributing to a positive work environment that exhibits courteous, respectful and professional behaviour
Demonstrate consistent professional appearance, image, ethics, integrity, demeanour, and represent the company brand
Qualification
Required
Bachelor's degree in Finance, Accounting, Economics, Business Administration or related field
Minimum three to five years of experience underwriting within the equipment leasing space
Working knowledge of commercial loan underwriting with sound understanding of credit worthiness
Proficient using advanced Microsoft Excel (formulas, graphs, spreadsheets, pivot tables, v-lookup, etc.)
Experience with Microsoft Office
Ability to calculate figures, amounts, ratios, formulas, compute interest, discounts, fees, etc
Effective written communication which includes the ability to query reports, create reports and letters
Ability to read, analyze and interpret commercial, consumer and equipment loan documents along with reports
Strong communication, presentation skills and teamwork skills with the ability to build trust and credibility globally
Demonstrate a high degree of creativity and mature judgement in anticipating and solving non-reoccurring, unprecedented problems
Time management skills with the ability to plan, create, maintain and resolve open issues, analyze workflow, demonstrate sense of urgency and set priorities to meet deadlines
Process driven, detailed oriented, results driven and self-motivated
Self-starter who is responsive, organized, self-motivated with the ability to produce accurate results, meet all established goals, objectives and expectations, and comply with all policies, procedures, regulations, guidelines and laws with minimal supervision
High energy with a sense of urgency who is resilient and self-confident along with adaptable to changes
Ability to effectively handle and maintain confidential matters and information
At least 4 days per week in the office
Preferred
Previous captive finance experience
Working experience with nCino and Infolease/Solifi
CLFP
Company
Comrise
Headquartered in New Jersey since 1984, Comrise is a staffing, consulting and enhanced search technology company.
Founded in 1984Woodbridge Township, New Jersey, US
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Dana N.
Director MSP Strategic Partnerships
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