Apply on Employer Site

SouthState Bank · 19 hours ago

Commercial Portfolio Manager

Fort Worth, TX

Full-time

Onsite

Mid Level

SouthState Bank is committed to helping its customers and team members succeed while maintaining strong community ties. The Commercial Portfolio Manager supports the commercial loan and deposit portfolio, providing quality underwriting and superior client service while ensuring compliance with regulations and bank policies.

BankingFinanceFinancial ServicesLendingWealth Management

Responsibilities

Analyzes financial information to evaluate the credit worthiness of new loan requests, renewal loan requests and on-going Portfolio Management activities through accurate analyses within the parameters of the Bank’s policies and procedures

Completes industry research, as needed, supporting existing and new Customers to the Bank

Compiles commercial loan packages for the Energy Finance Group ensuring completeness and accuracy of information provided

Guides the loan request through the Credit Approval Process and ensures that structure meets the needs of the client and the operating objectives of the Bank

Assures that large commercial loan relationships are in compliance with State and Federal regulations and Bank policies and procedures

Monitors and services the large commercial loan portfolios of the supported Commercial Bankers through quality portfolio management work related to centralized covenant testing and tracking, the annual servicing review process and exception clearing

Properly grades risk of each loan in the assigned portfolio, per policy. Recommends adjustments to risk grades as circumstances change or new information becomes available

Assists Relationship Manager in credit presentation to Credit Administration or other leaders and Committees at the Bank

Ensures that all required documentation is in file for all loans and treasury management approvals. Works with the Relationship Manager and the Loan Assistant to help clear documentation or compliance deficiencies noted by Loan Operations or other review

Periodically accompanies Relationship Manager on calls with existing and/or prospective Customers as requested

Builds and maintains a positive working relationships with internal business partners (Loan Operations, Credit Officers, Loan Operations Area, Credit Leadership, Local Line Leadership and Branch Personnel etc.)

Undertakes special projects related to job function as determined by Credit Administration Leadership

Continuously updates skills by participating in professional training and seeks opportunities to improve skills through cross-training offered by the Bank

Works with Relationship Manager, Credit Administrators and Loan Assistant to minimize past due loans

As a teammate to the Relationship Manager and Credit Administration, serves as a trusted advisor to clients and prospects within the context of risk management

Demonstrates a commitment to fair lending practices. Remains knowledgeable of all laws and regulations governing the lending activities of financial institutions. Ensures compliance with all applicable Bank policies and procedures, as well as all State and Federal regulations

Builds and maintains a positive working relationship with attorneys, appraisers, developers and others to enhance the Bank’s image and reputation in the marketplace

Stays abreast of products and services the Bank is providing

Adheres specifically to all corporate policies and procedures, Federal and State regulations and laws

Has responsibility for following regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti- Money Laundering (AML), Customer Identification Program (CIP) and OFAC to assist in the identification, detection and determent of money laundering or other unlawful activities

Qualification

Financial analysisCredit risk assessmentPortfolio managementRegulatory complianceClient relationship managementTeam collaborationCommunication skillsProblem-solving

Required