Secondary Market Analyst / Lock Desk Specialist jobs in United States
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Highland Mortgage · 7 hours ago

Secondary Market Analyst / Lock Desk Specialist

Boxcar Mortgage LLC dba Highland Mortgage is a leading mortgage lending institution dedicated to providing exceptional financial services and products to clients. They are seeking a motivated and detail-oriented Secondary Marketing Lock Desk Specialist to manage lock desk operations, ensuring timely and accurate processing of mortgage rate locks while collaborating with loan officers and underwriters.

Financial ServicesLendingReal Estate
Hiring Manager
Rebecca Adams
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Responsibilities

Rate Lock Management: Monitor and manage daily rate lock requests, ensuring timely and accurate lock entries, extensions, and changes
Pipeline Management: Track and manage the mortgage loan pipeline, ensuring compliance with company policies and investor guidelines
Pricing: Provide accurate and competitive pricing for loan products, considering market conditions and investor requirements
Hedging: Assist in the execution of hedging strategies to mitigate interest rate risk and optimize profitability
Reporting: Generate and analyze daily, weekly, and monthly reports related to lock desk activities, pipeline status, and market trends
Compliance: Ensure all rate lock activities comply with federal and state regulations, as well as company policies
Collaboration: Work closely with secondary marketing, underwriting, and loan origination teams to resolve issues and provide exceptional customer service

Qualification

Mortgage pricingPipeline managementAnalytical skillsMortgage products knowledgeMicrosoft ExcelCommunication skillsAttention to detail

Required

Bachelor's degree in finance, business, economics, or a related field preferred
Minimum of 2 years of experience in secondary marketing, mortgage banking, or related field
Strong analytical skills, attention to detail, and proficiency in mortgage pricing and pipeline management systems
Understanding of mortgage products, interest rate markets, and secondary market operations
Excellent verbal and written communication skills, with the ability to effectively interact with internal and external stakeholders
Proficient in Microsoft Office Suite, especially Excel; experience with mortgage loan origination systems and secondary marketing software is a plus

Benefits

Competitive salary and performance-based bonuses
Comprehensive health, dental, and vision insurance
401(k) with company match
Paid time off and holidays
Professional development opportunities
Collaborative and supportive work environment

Company

Highland Mortgage

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Highland Mortgage provides refinance, lending, home purchase, and mortgage services

Funding

Current Stage
Growth Stage

Leadership Team

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Laura Witte
Owner - Truth and Lending Team
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Company data provided by crunchbase