Stock Yards Bank & Trust · 8 hours ago
Mortgage Loan Processor
Louisville, KY
Full-time
Onsite
Mid Level
3+ years expStock Yards Bancorp, Inc. is a financial institution with multiple branch locations. They are seeking a Mortgage Loan Processor responsible for processing mortgage loans to ensure compliance with agency and regulatory requirements while maintaining customer satisfaction.
Responsibilities
Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures
Supports all functions that maintain compliance with regulatory agencies
Gather and interpret data that support mortgage loan request, such as automatic underwriting findings, credit reports, income and asset documentation, appraisals and other requirements
Analyze information for completeness, accuracy and acceptability of Agency guidelines
Submit complete loan packages to underwriter for review
Develop ability to maintain timely processing of a loan package from receipt of file to closing with maximum timelines of 30 days for conventional loans and 45 days for government loans
Aware of product requirements to have the ability to negotiate the necessity of approval conditions that could be deemed unnecessary and a hardship to the customer to produce
Develop and maintain up-to-date knowledge of Agency and Bank’s guidelines, rules and regulations pertaining to generating an acceptable mortgage loan
Keep all parties involved with the mortgage transaction current and up-to-date with the status of the loan during the process
Ability to provide complete and accurate HMDA reporting information
Perform other departmental duties as workload and priorities dictate
Assist other mortgage department personnel when necessary
Qualification
Required
High school/GED education
3+ years experience in FHA, VA, Conventional mortgage processing or underwriting
Ability to function independently in a multi-task environment, as well as part of a team
Comfortable communication with all levels of management and employees
Proven knowledge of Automatic Underwriting Systems and Mortgage Processing Systems
Proven knowledge and experience pertaining to the processing of conventional and government loans
PC literacy with 35 WPM typing skill
Strengths in problem solving and resolution
Detailed oriented and self motivating
Strong planning and organizational skills
Good oral and written communication skills
Benefits
401(K) with a company match of up to 6%
ESOP employer match
Medical insurance
Dental insurance
Vision insurance
Cancer/Disease insurance
Accident insurance
Flexible Spending Accounts
Flexible Savings Accounts
Health Savings Accounts
Bank paid Life/AD&D insurance
Voluntary Life/AD&D insurance
Bank paid Short-Term and Long-Term Disability insurance
Employee Stock Purchase Plan
Employee Assistance Program
Company
Stock Yards Bank & Trust
Stock Yards Bancorp, Inc., was incorporated in 1988 as a bank holding company.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
James "Ja" Hillebrand
CEO
Connie Grivois
Executive Assistant to the Chairman and CEO
Recent News
2023-11-21
Company data provided by crunchbase