SoFi · 6 days ago
Senior Manager, Fair Lending
SoFi is a next-generation financial services company and national bank committed to transforming personal finance. The Fair Lending Senior Manager will lead efforts in identifying fair lending risks, support fair lending program activities, and ensure compliance with relevant laws and regulations.
CreditCredit CardsFinancial ServicesFinTechLendingWealth Management
Responsibilities
As a fair lending subject matter expert, identify fair lending risks across SoFi’s lending products, including mortgage. Responsibilities include reviewing new or changing business initiatives, automated models (such as marketing models), and ensuring appropriate monitoring of higher-risk areas such as appraisals, underwriting and pricing exceptions, and incentive plans
Understand strategic priorities of teams responsible for marketing, credit risk, pricing, servicing, and collections to proactively discuss areas of potential fair lending risk. Facilitate information sharing and encourage collaboration to provide tailored fair lending guidance in a complex, technical environment
Support the design and execution of the Fair Lending Risk Assessment including partnering with business process leads and control owners. Support formal reporting, communication, and resolution of risk assessment results
Coordinate, design, and execute Fair Lending Program activities, such as ongoing monitoring of consumer complaints, third-party vendor reviews, and participation in various business unit and compliance forums
Participate in regulatory exams and audits as required, including responding to exam and audit requests, drafting written responses, and preparing formal presentation materials
Ensure appropriate and effective fair lending training across the organization including hosting live training as needed
Qualification
Required
Deep applied knowledge of federal and state fair lending laws and regulations (e.g., ECOA and FHA). Compliance experience applying fair lending concepts to consumer lending products and processes. Mortgage experience required
Bachelor's degree and 12+ years of related experience OR Master's degree and 8+ years of related experience OR PhD and 5+ years of related experience OR equivalent experience
Self-starter mentality with strong attention to detail and ability to understand complex, technical topics. Comfortable navigating through ambiguous change and shifting priorities
Proven ability to build collaborative relationships with cross-functional partners and influence decision-makers
Strong written and verbal communication skills. Ability to communicate risks effectively to all levels of the organization
Comfort working in a fast-paced, agile environment
Company
SoFi
SoFi is a finance company that offers a range of lending and wealth management services.
H1B Sponsorship
SoFi has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (213)
2024 (117)
2023 (131)
2022 (118)
2021 (81)
2020 (42)
Funding
Current Stage
Public CompanyTotal Funding
$12.25BKey Investors
Fortress Investment GroupPGIMQatar Investment Authority
2025-12-04Post Ipo Equity· $1.5B
2025-07-29Post Ipo Equity· $1.5B
2025-04-17Post Ipo Debt· $3.2B
Recent News
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2026-01-17
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