Senior Credit Analyst jobs in United States
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Chesapeake Bank · 7 hours ago

Senior Credit Analyst

Chesapeake Bank is seeking a Senior Credit Analyst who will perform advanced credit analysis on complex commercial credit requests. This role involves providing analytical leadership, mentoring junior analysts, and collaborating with various teams to support high-quality loan portfolio growth.

BankingCommunitiesFinancial ServicesInsurance

Responsibilities

Lead the credit analyst team providing guidance, training, and mentoring to help team members to perform their duties effectively and efficiently
Review the analysis and work product of other analysts for accuracy, completeness and policy adherence
Support department process improvements and contribute to updated credit analysis standards
Conduct regular team meetings with a goal of information sharing and team building
Obtains loan request information from the commercial loan officer to analyze credit information, financial statements and other related information pertaining to the loan
Research background documentation and reviews personal and business financial statements and tax returns
Analyzes financial information and prepares the preliminary analysis for the loan officer
Requests financial statements on existing borrowers from account officers if they have not been obtained
Reviews and prepares written analysis, spreadsheets, reports, summaries and opinions
Prepare clear, thorough credit approval memorandums for presentation to the loan officers and/or loan committees summarizing financial conditions, risks mitigants, collateral and repayment capacity
Review and validate complex credit relationships, including multi‑entity structures, real estate projects, and specialized lending requests
Review and approve credit approval memorandums within the appropriate software
Assist with periodic internal and external audits
Follows all applicable laws and regulations
Maintain strict confidentiality in processing customers' records and files
Willingly performs other duties and projects as assigned

Qualification

Credit analysisFinancial statements analysisAnalytical leadershipBank credit experienceMicrosoft OfficeCustomer serviceQuality focusCooperationCommunication skillsAdaptability

Required

Bank Credit experience required
Ethics/Integrity Knowledge of practices, behaviors, applicable laws, rules and regulations governing proper business conduct
Adaptability Knowledge of successful approaches, tools and techniques for dealing with changes and adapting to a changing environment. Must be organized, efficient, and able to work independently and be detail oriented in order to generate accurate reports
Customer Service Works well with customers, promotes a positive image of the company, strives to solve issues raised by customers
Productivity Manages workload, works efficiently, meets goals and objectives. Able to manage multiple tasks, projects & deadlines
Quality Strives to eliminate errors, accurate work is a priority. Regard for all important details to assure accuracy in every transaction performed; detect errors; follow through on corrections and details
Cooperation Willingness to work harmoniously with others in getting a job done. Readiness to respond positively to instructions and procedures
Excellent knowledge of personal/business financial statements and tax returns
Excellent financial analytical skills with sound judgment
Excellent communication skills (both verbal and written)
Working knowledge of Microsoft office applications
Understand your role as defined by the three lines of defense to maintain a compliance culture that includes risk management processes

Preferred

Bachelor's degree in Business Administration/Accounting/Finance is preferred

Company

Chesapeake Bank

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Chesapeake Bank is a community bank operating across Virginia.

Funding

Current Stage
Growth Stage

Leadership Team

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Jeffrey Szyperski
CEO
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Becky Foster
SVP, COO, CFO & Corporate Secretary
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Company data provided by crunchbase