Gesa Credit Union · 10 hours ago
Underwriter I
Richland, WA
Full-time
Onsite
Entry Level
$22.92/hr - $38.19/hr
1+ years expGesa Credit Union is a community-focused organization that values the unique experiences of its team members. They are seeking an Underwriter I who will evaluate consumer loan applications and ensure adherence to underwriting standards while proposing tailored financial solutions. This role involves maintaining relationships with branch partners and contributing to dealership outreach efforts.
CreditFinancial ServicesLending
Responsibilities
Apply critical thinking skills and solid lending principles according to the needs of each applicant and their risk profile; construct and approve loan offers in accordance with delegated approval authority and loan policy under general guidance of a Sr. Underwriter or Manager
Evaluate and mitigate risk while maintaining profitability associated with extending credit requests
Apply underwriting guidelines in making and defending loan decisions under moderate guidance of an immediate supervisor
Identify and recommend additional lending opportunities to increase relationships with members
Provide accurate pricing and terms to dealerships in a courteous/professional manner
Ensure compliance with legal requirements, lending regulations and internal policies and procedures
Maintain positive relationships with colleagues and business partners
Maintain the highest level of confidentiality relative to information received directly or indirectly
Adhere to all local, state, and federal laws/regulatory requirements as related to functional areas including Truth in Lending, Reg B, Reg Z, and Bank Secrecy Act
Ability to analyze, research and resolve medium complexity problems under moderate guidance of an immediate supervisor
Develop knowledge and skills through formal training classes or on-the-job experience
Serve as resource or Subject Matter Expert for team
Display mutual respect, trust, and dignity, acting in the best interest of the credit union. Lead by example by always displaying solid ethics and integrity. at all times
Ensure that all issues are handled in a fair, legal, and consistent manner
Qualification
Required
High School degree, GED, or equivalent experience required
A minimum of one (1) year in managing client relationships or handling document processing required
A valid Driver's License is required
Preferred
One (1) to two (2) years of similar or related exposure to indirect lending/financial services preferred
Advanced knowledge of FICO preferred
Advanced knowledge of CUDL, Dealer Track and Route One programs preferred
Benefits
Competitive Pay
Medical, Dental, Vision, and Life Insurance
20 days/year of Paid Time Off - Plus 10 Paid Holidays!
401(k) Match
Incentive Program
Tuition Assistance and Student Loan Repayment
Commuter Benefits
Paid Time Off to Volunteer in the Community
Product discounts
Engaging Work Environment
Rewards and Recognition Programs
Company
Gesa Credit Union
Gesa Credit Union offers home loans, deposit services, lending services, online services and other financial services.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Eddie Santoyo
L&D Partner I, Sales and Service
Guadalupe Anaya
Sr Learning & Development Partner
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