Truist · 15 hours ago
ACH Processing Specialist II
Wilson, NC
Full-time
Onsite
Entry, Mid Level
2+ years expTruist is a financial services company, and they are seeking an ACH Processing Specialist II to coordinate the collection, validation, and distribution of ACH files. The role involves ensuring compliance with regulations and resolving ACH file suspensions and exceptions to meet processing deadlines.
BankingFinanceFinancial Services
Responsibilities
Execute complex mainframe batch jobs and setups for collection and distribution of multiple intra-day ACH batch job processing within the PEP+ mainframe application
Ensure batch jobs sent to Deposits complete timely in order to provide availability of funds throughout the day in compliance with Nacha Rules and federal regulation
Meet established daily deadlines for window processing, balancing, and transmission to the ACH network operators
Reconcile/balance activity following each window and at the end of each processing day. Meet scheduled system release time for mainframe application to support completion of the Bank’s end of night processes
Analyze and disposition ACH file suspensions for internal departments, corporate clients, third party vendors, subsidiaries, and affiliates in accordance to departmental procedures and compliance with the Bank’s ACH risk management policy by working closely with the appropriate credit officers and risk management resources. Document the suspension approval process to ensure proper resolution and audit trail
Independently resolve various forms of complex ACH exception transactions (e.g. ACH client settlement issues, Rush ACH Same Day File Processing requests, Dormant Deletion Research) requiring extensive research and manual dispositioning within the system to ensure appropriate action and accurate client resolution in accordance with Nacha Rules
Effectively communicate with external corporate clients, internal departments, and the Bank’s ACH operators (The Clearing House and Federal Reserve Bank) to ensure that all ACH files are received and/or transmitted in a timely manner and discrepancies are resolved on the same day
Identify file processing problems and begin proper Information Technology (IT) Problem Management escalation processes. Collaborate with management and technical teams through processing resolution
Reconcile/balance activity following each window and at the end of each processing day. Meet scheduled system release time for mainframe application to support completion of the Bank’s end of night processes
Maintain extensive and expert knowledge of departmental procedures and ACH Policy in order to act as enterprise-wide second-level support for ACH risk-related questions/exceptions/issues and exception handling with external clients and multiple levels of management, to include senior/executive leaders
Gather, document, and maintain statistics, records, and reporting related to risk/compliance to support the ACH Policy and assist in establishing quality control standards in order to monitor abnormal production trends and identify potential risks
Qualification
Required
High school diploma or equivalent education and ACH file processing experience
Ability to work irregular hours on short notice to complete end of night processes, and being designated as a 'mission critical' teammate on a rotating schedule in the event of inclement weather or natural disaster and be available to travel to offsite backup facility for testing and recover operations
Resourcefulness in multi-tasking, anticipating needs, and researching/synthesizing information to resolve problems in a time sensitive/high pressure environment
Demonstrated proficiency in basic computer applications such as Microsoft Office software products
Excellent written and verbal communication skills providing the ability to interact with technical support personnel and senior/executive leaders
Preferred
Associate's degree in Business Administration
Accredited Automated Clearing House Professional (AAP) certification
Supplemental knowledge of Nacha Rules, Bank's mainframe, Bank's reports software, and Microsoft Access
Two years of ACH operations experience
Benefits
Medical
Dental
Vision
Life insurance
Disability
Accidental death and dismemberment
Tax-preferred savings accounts
401k plan
Vacation
Sick days
Paid holidays
Defined benefit pension plan
Restricted stock units
Deferred compensation plan
Company
Truist
Truist is the sixth-largest commercial bank in the U.S.
10001+ employees
H1B Sponsorship
Truist has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
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Trends of Total Sponsorships
2025 (313)
2024 (247)
2023 (288)
2022 (275)
2021 (278)
2020 (270)
Funding
Current Stage
Late StageTotal Funding
unknown2021-01-01Seed
Leadership Team
Michael Maguire
Chief Financial Officer
James Cordovana
SVP of Cloud Security Enterprise Architect
Recent News
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