SVP, Credit Administrator jobs in United States
cer-icon
Apply on Employer Site
company-logo

Poppy Bank · 22 hours ago

SVP, Credit Administrator

Poppy Bank is seeking a Senior Vice President of Credit Administration to help manage the overall credit administration function. The role involves supporting the Chief Credit Officer in credit activities, ensuring compliance with banking regulations, and managing credit managers and underwriting staff.

BankingFinancial ServicesLending

Responsibilities

Manage conventional and SBA credit managers and underwriting staff
Review and evaluate proposed new and renewal extensions of credit for commercial borrowers paying particular attention to the quality and analysis of the credit presented
Serve as the primary point of quality control on credit underwriting ensuring that the underwriting process is efficient and effective
Develop through a collaborative effort with loan officers, alternative strategies to address complex or difficult credit situations
Maintain, update, and review the Loan Policy and provide periodic memorandums for board review and approval
Review and help prepare quarterly watch and problem loan reports
Review and help prepare loan portfolio management reports including past due, loan policy exceptions, and industry concentrations
Help perform portfolio-level analytics and stress testing to identify risks within the loan portfolio including industry, concentration, and market risks
Work with Construction Loan Management to help identify projects that have been delayed, have incurred notable change orders, and/or have had mechanic liens recorded
Provide day-to-day assistance, guidance, or additional detailed to Executive Management across a broad spectrum of credit issues
Assist and support the Chief Credit Officer for external credit reviews and regulatory examinations
Assist with Special Assets, liquidations, and ORE property as needed
Ensure compliance with applicable laws and regulations with respect to the loan portfolio
Act as secretary for Director Loan Committee and accordingly prepare minutes
Minimum of 10 hours CRA volunteer hours per year. Volunteer hours are typically scheduled within business hours. This is compensable time and mileage is reimbursed
Other duties as assigned

Qualification

Credit Risk ManagementCredit AdministrationLoan UnderwritingSupervisory ExperienceCredit Portfolio AnalyticsFederal Banking RegulationsMS WordMS ExcelMS OutlookMulti-taskingWritten CommunicationVerbal CommunicationStrategic Thinking

Required

Minimum 10-years' experience with a focus in one or more of the following areas: Credit Risk Management, Credit Administration, Loan Work and Commercial Real Estate & Business loan underwriting experience
Minimum 5 to 7 years supervisory experience
Strategic thinker capable of analyzing information/processes to determine overall trends and provide appropriate conclusions and recommendations
Excellent knowledge of credit risk management, industry trends, and applicable federal and state banking regulations
Proficient in the following software applications: MS Word, Excel, Outlook
Excellent written and verbal communication
Ability to multi-task in a fast-paced environment

Preferred

Bachelor's degree in business or related field preferred

Benefits

Minimum 10 hours CRA volunteer hours per year. Volunteer hours are typically scheduled within business hours. This is compensable time and mileage is reimbursed

Company

Poppy Bank

twittertwitter
company-logo
poppy bank is the grown to eleven branches across the San Francisco Bay Area and one branch in Southern California .

Funding

Current Stage
Growth Stage

Leadership Team

leader-logo
Khalid Acheckzai, CPA
President & Chief Executive Officer
linkedin
leader-logo
Amanda King
VP - Executive Assistant to the CEO
linkedin
Company data provided by crunchbase