Pathfinder Bank · 15 hours ago
VP, Senior Commercial Lender
Pathfinder Bank is a relationship-focused community bank committed to the Central New York market. The VP, Senior Commercial Lender is responsible for originating and managing a portfolio of commercial and commercial real estate relationships, while also supporting local businesses and providing leadership to other lenders.
Responsibilities
Originate, structure, and manage commercial and CRE loan relationships in accordance with Bank policies and credit standards
Build, manage, and grow a portfolio of commercial loan and deposit relationships, including renewals, modifications, portfolio monitoring, and risk management
Serve as a trusted advisor to commercial clients by understanding their businesses and providing tailored financial solutions
Work closely with an experienced internal credit team to analyze financial statements, assess risk, and present credit requests to loan committees
Proactively identify and pursue new commercial lending opportunities through business development, networking, and community engagement
Structure and negotiate loan transactions that balance customer needs with prudent risk management
Participate in loan committee discussions and ensure compliance with lending policies and regulatory requirements
Monitor portfolio performance and proactively identify and address potential credit concerns
Mentor and support less experienced lenders and staff as needed
Represent Pathfinder Bank within the community as a relationship-focused, locally committed financial institution
Qualification
Required
Bachelor's degree in finance, business, or a related field
7–10+ years of commercial lending experience, including demonstrated experience with Commercial Real Estate (CRE)
Proven ability to originate, structure, and manage complex commercial credit relationships
Demonstrated success generating $10–15 million in annual new loan growth
Strong understanding of financial statements, credit analysis, and risk assessment
Experience presenting credit requests to loan committees and working within established credit frameworks
Strong communication, relationship management, and negotiation skills
Ability to travel locally during the workday; valid driver's license and appropriate insurance required if driving for business purposes
Company
Pathfinder Bank
Pathfinder Bank is a banking company that specializes in residential, consumer, commercial lending, deposits, and eBanking.
Funding
Current Stage
Growth StageTotal Funding
$55.8MKey Investors
Castle Creek Partners
2020-10-21Debt Financing· $25M
2019-05-09Private Equity· $20.8M
2015-10-28Debt Financing· $10M
Recent News
Pathfinder Bancorp, Inc.
2025-10-31
Central New York Business Journal
2025-09-24
Central New York Business Journal
2025-08-22
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