Gold Star Mortgage Financial Group · 1 week ago
Loan Originator - Inside Sale
Kansas City, KS
Full-time
Hybrid
Entry Level
1+ years expGold Star Mortgage Financial Group is a fast-growing, client-focused lending team seeking a motivated mortgage professional. The Loan Originator will be responsible for using web-based marketing strategies and telephone sales techniques to expand the company's lending footprint and assist borrowers in achieving homeownership through various financial products.
BankingFinancial ServicesMortgage
Responsibilities
Consult with prospective borrowers to determine their financial objectives and goals, review/analyze credit and financial data, and pre-qualify applicants
Present options and alternatives for various financial products that Gold Star offers, explain rates and terms in an easy to understand manner, and answer questions regarding the financing process
Maintain an in-depth knowledge of highly technical and evolving underwriting/lending guidelines, investor regulations, and utilize specialized knowledge of loan products to interpret these guidelines to assist the borrower in his/her understanding
Assist in gathering required loan underwriting documentation, and be the borrower’s primary point of contact with Gold Star, always leaving him or her with a favorable impression
Determine the financial products that best meet the customer’s needs and financial circumstances, and provide advice on the advantages and disadvantages of different financial products
Negotiate loan rates and terms on behalf of the consumer, and apply the borrower’s unique credit profile to loan scenarios in order to provide financial options to the consumer
Monitor the loan from the point of origination through closing, and work closely with processors, underwriters, closers, and staff to facilitate a smooth and compliant transaction
Develop and maintain lifelong relationships with consumers, business partners, and colleagues
Attend and complete all required training, maintain knowledge of all lending policies, procedures, guidelines, and regulations, and complete all licensing prerequisites and requirements
Provide unsurpassed customer service
Complete other duties as assigned
Qualification
Required
High school or equivalent required
At least one (1) year of experience in mortgage lending with demonstrated success in prospecting and sourcing leads, telephone sales, and developing relationships required
Verifiable track record of recent successful purchase and referral based sales volume
Must have exceptional attention to detail and strong organizational skills
Outstanding work ethic and time management skills
Perform exceptionally well under pressure
Possess strong oral and written communication skills
Preferred
An Associate's degree from an accredited college preferred
Prior experience with Encompass, a plus
Company
Gold Star Mortgage Financial Group
Gold Star Mortgage Financial Group offers asian clients with bank card and bank loan and lending solutions.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
AJ Franchi
President, Chief Operating Officer
David Williams
CIO/CISO
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