Rondout Savings Bank · 2 months ago
Residential Loan Originator
Kingston,NY,US
Full-time
Onsite
Mid Level
3+ years expRondout Savings Bank is seeking a Residential Loan Originator who will leverage their industry knowledge and sales strengths to generate leads and convert applications into loans. The role involves developing long-term client relationships, providing mortgage planning, and ensuring compliance with ethical and regulatory guidelines.
BankingFinancial Services
Responsibilities
Actively soliciting residential mortgage loans, spending a majority of the workday outside of the office performing this task
Informing prospective loan clients of the financial institution’s underwriting guidelines and applicable government regulations
Completing each loan application and all pre-processing functions in a timely manner to permit the good faith estimate to be sent within the requested period
Screening loan requests based on financial institution policies and on types of loans offered by the institution
Networking through real estate association, realtors, attorneys, and prior customers
Researching new legislation and regulations that may affect the financial institution’s residential lending policies and ensuring compliance with new rules
Answering incoming calls, scheduling appointments, and interviewing all loan applicants
Communicating complex approvals or denials to the borrower
Distributing market data, rate flyers and general loan information to the real estate community as directed by financial institution management
Providing excellent customer service to borrowers and potential borrowers
Taking residential mortgage loan applications and offering or negotiating terms of a mortgage loan
Cross-selling other bank products during the loan process
Qualification
Required
Associate's or Bachelor's degree in Business or related field, or an equivalent combination of education and experience
Must be registered with the NMLS and adhere to the requirements of the SAFE Act
Valid driver's license required
3-5 years of experience in mortgage sales
Ability to work independently and as a team
Excellent verbal and written communications skills, along with organizational skills
Attention to detail and ability to meet deadlines
Strong analytical and problem-solving abilities
Prolonged periods of sitting at a desk and working on a computer
Prolonged periods of standing
Ability to walk up and down stairs
Must be able to lift to 10 pounds at times
Must be willing to attend events outside of the office and on evenings and weekends
Company
Rondout Savings Bank
Rondout Savings Bank provides mutual banking & financial services including asset management, personal banking, and business banking.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Kathleen Pless
Senior Vice President - Chief Lending Officer & Chief Retail Officer
Susan Dallies, AAP, NCP
SVP, Chief Risk Officer
Company data provided by crunchbase