Business Analyst jobs in United States
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Northpoint Commercial Finance · 21 hours ago

Business Analyst

Northpoint Commercial Finance is seeking a seasoned Business Analyst with deep experience in floorplan lending to drive functional requirements and solution design for their core lending platform. The role involves collaborating with various business stakeholders and technology teams to translate complex lending operations into clear, testable use cases and business requirements.

ConsultingFinancial Services
Hiring Manager
Natalie Sepos
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Responsibilities

Lead discovery sessions; elicit, analyze, and prioritize functional business requirements for floorplan lending features (e.g., dealer onboarding, credit approvals, purchase funding, curtailment schedules, overlines, audit findings, paydowns, collateral management, collections workflows)
Produce comprehensive BRDs/FRDs, process narratives, use cases, and user stories with acceptance criteria
Map current-state and target-state processes; identify gaps, pain points, and control improvements across all business functions
Create flow charts, swimlane diagrams, functional/system context diagrams, data flow diagrams, and sequence diagrams to align business, product, and engineering
Define functional logic (e.g., curtailment calculations, fee/interest accrual, overline approval workflows, credit policies, audit exception flags, risk score inputs and thresholds)
Collaborate with business professionals to refine user stories that can be presented to prospective vendors for capabilities demonstrations and facilitate audience scoring

Qualification

Floorplan lending experienceBusiness Analyst experienceFunctional requirements documentationDiagramming tools proficiencyCross-functional team collaborationAnalytical RigorSystems ThinkingCommunication & FacilitationStakeholder ManagementMicrosoft Office SuiteConfluenceJiraAzure DevOpsSharePointMicrosoft VisioDocumentation Excellence

Required

5 + years of floorplan (dealer inventory) lending experience in an operational, product, or analytical role
3–7 years as a Business Analyst (or equivalent) in a software/product delivery environment (Agile or hybrid), producing functional business requirements (BRD/FRD), use cases, flow charts, functional diagrams, user stories, and acceptance criteria
Strong domain knowledge across dealer onboarding/KYC, credit approvals, curtailment scheduling, overline requests/approvals, collateral funding, audit exceptions and remediation, paydowns and settlements, fee/interest logic, risk metrics, and collections workflows
Proficiency with diagramming and requirements tools (e.g., Visio, Confluence/Jira, MS Office/SharePoint)
Experience with floorplan/core lending systems (e.g., Solifi Wholesale or similar), audit programs, and inventory finance integrations (OEMs, audit providers)
Experience working with cross-functional teams (Credit, Operations, Collections, Finance, Legal/Compliance, Data/Analytics, Architecture/Engineering)
6+ years working in professional services or industry
Bachelor's degree in a relevant field or commensurate work experience required

Company

Northpoint Commercial Finance

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Northpoint Commercial Finance is a financial services company that offers market research and financial advisory services.