U.S. Bank · 3 months ago
Credit Analyst - Commercial Real Estate
Brea, CA
Full-time
Hybrid
Mid Level
$93K/yr - $109K/yr
3+ years expU.S. Bank is focused on helping customers and businesses make better financial decisions. The Credit Analyst 3 position is responsible for underwriting and managing a portfolio of commercial real estate term loans for high-net-worth clients, ensuring compliance with credit policies and risk standards while maintaining client engagement.
BankingFinancial ServicesInsuranceMortgageWealth Management
Responsibilities
Maintain and monitor an assigned portfolio of relationships and loans, ensuring compliance with credit policies and risk standards
Perform detailed financial analysis, property evaluations, and risk assessments for new and existing loans
Prepare and present credit proposals for term loans, ensuring alignment with client objectives and internal guidelines
Assist in originating and executing new lending opportunities to expand the WIRED portfolio
Serve as a primary point of contact for assigned clients, providing guidance and responding to inquiries related to loan terms and portfolio performance
Qualification
Required
Bachelor's degree, or equivalent work experience
Three to five years of experience in a finance/analytical related role
Preferred
Background in economics, accounting, and/or finance and ability to apply knowledge in those areas to understanding the overall lending and business environment
Effective analytical and technical report writing skills
Effective verbal and written communication skills
Ability to work independently performing financial analyses as a first line of defense and communicate potential issues
Ability to execute straight forward credit requests for existing clients, author credit analyses and work with Credit Approvers within the bank
Ability to independently participate in client bank meetings if necessary
Experience in commercial real estate lending or credit analysis
Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint)
Familiarity with nCino is beneficial
Works independently and manages priorities effectively
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Company
U.S. Bank
At U.S.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$991MKey Investors
U.S. Department of the TreasuryMitsubishi UFJ Financial Group
2023-09-29Post Ipo Debt· $55M
2023-08-03Post Ipo Debt· $936M
1978-01-13IPO
Leadership Team
John C Stern
CFO
Shruti Patel
Executive Vice President & GM, CPO- Business Banking segment
Recent News
2026-01-22
2026-01-20
2026-01-20
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