Stratacent · 3 hours ago
Senior Business Systems Analyst – Credit Risk & Loan Originations
Iselin, NJ
Contract
Hybrid
Senior Level, Lead/Staff
8+ years expStratacent is a Global IT consulting and Services firm, headquartered in Jersey City, NJ. They are seeking a Senior Business Systems Analyst to support Credit Risk Management and Loan Origination transformation initiatives within Commercial Banking, partnering closely with various teams to translate complex requirements into actionable specifications.
Big DataDatabaseInformation Technology
Responsibilities
Partner with Underwriters, Portfolio Managers, Credit Officers, and Risk teams to gather and refine business requirements
Analyze end-to-end credit and underwriting workflows, data needs, and risk decisioning
Translate requirements into JIRA epics, features, user stories, and acceptance criteria
Support initiatives across Bilateral Loans, Asset-Based Lending (ABL), and Participation Loans
Ensure alignment with credit policy, compliance, auditability, and control requirements
Analyze credit and portfolio data to support risk reporting, dashboards, and monitoring
Work closely with Product Owners and Engineering teams through backlog grooming, sprint planning, UAT, and delivery
Qualification
Required
8–12+ years of experience as a Business Systems Analyst in Commercial Banking
Strong hands-on experience in Credit Risk Management and Loan Originations
Deep understanding of underwriting lifecycle
Deep understanding of credit approvals, risk ratings, covenants, limits, and exposures
Deep understanding of Asset-Based Lending (ABL)
Proven experience working directly with Underwriters, Portfolio Managers, and Credit Risk Officers
Strong experience with the following systems/tools: Moody's Credit Lens, AFS, LoanIQ, InfoLease
Extensive experience writing JIRA epics, features, and user stories
Excellent stakeholder communication, documentation, and analytical skills
Preferred
Experience with commercial Loan Origination Systems (LOS)
Familiarity with credit risk models and portfolio monitoring tools
Experience supporting regulatory, audit, or compliance-driven initiatives
Consulting or large-scale banking transformation program experience
Benefits
Group Medical Insurance
Cab facility
Meals/snacks
Continuous Learning Program
Company
Stratacent
Stratacent is an IT managed services company with an emphasis in data driven solutions.
201-500 employees
H1B Sponsorship
Stratacent has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2024 (2)
2023 (8)
2022 (5)
2021 (5)
2020 (14)
Funding
Current Stage
Growth StageLeadership Team
Amit Arya
Founder & CEO
Company data provided by crunchbase