1st Source Bank · 11 hours ago
Mortgage Loan Originator I, West Region, Valparaiso, IN
Valparaiso, IN
Full-time
Onsite
New Grad, Entry Level1st Source Bank is seeking a Mortgage Loan Originator I to originate permanent FHA/VA and conventional residential mortgage loans in the West Region. The role involves soliciting residential first mortgages, developing business relationships, and providing customer service to prospective mortgage loan applicants.
BankingFinanceFinancial Services
Responsibilities
Solicits residential first mortgages through contacts with realtors, builders and developers
Calls on potential or existing customers as assigned to develop new business or retain existing business
Utilizes the mortgage product to cross sell banking relationships for the regional banking centers (i.e. checking accounts and other deposit services)
Provides service to customers and prospective customers seeking residential mortgage loans
Interviews applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data
Negotiates terms and conditions of loan with mortgagors
Makes presentations to prospective customers in the community
Keeps informed of trends and developments in the local Real Estate market, as well as the changing rules and regulations pertaining to both conventional and government-insured mortgages
Must have valid driver’s license
Completes all compliance training related to the position
Understands all applicable laws and regulations that apply to the position and complies with the requirements
Performs all other duties as assigned
Qualification
Required
Solicits residential first mortgages through contacts with realtors, builders and developers
Calls on potential or existing customers as assigned to develop new business or retain existing business
Utilizes the mortgage product to cross sell banking relationships for the regional banking centers (i.e. checking accounts and other deposit services)
Provides service to customers and prospective customers seeking residential mortgage loans
Interviews applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data
Negotiates terms and conditions of loan with mortgagors
Makes presentations to prospective customers in the community
Keeps informed of trends and developments in the local Real Estate market, as well as the changing rules and regulations pertaining to both conventional and government-insured mortgages
Must have valid driver's license
Completes all compliance training related to the position
Understands all applicable laws and regulations that apply to the position and complies with the requirements
The Federal Government requires that employees with responsibility for residential mortgage lending and/or consumer Real Estate loans be registered with the Nationwide Mortgage Licensing System and Registry (NMLSR). For consideration of this position, you will be required to obtain a unique identifier, register with NMLSR, and be fingerprinted for a criminal background report
Individuals hired for this position must: A) have not been convicted of, or pleaded guilty or nolo contendere to, a felony in a domestic or military court during the preceding seven-year period or, in the case of a felony involving an act of fraud, dishonesty, a breach of trust, or money laundering, at any time; B) has demonstrated financial responsibility, character, and general fitness such as to warrant a determination that the individual loan originator will operate honestly, fairly, and efficiently
Ability to travel to off-site locations for meetings, projects, seminars, etc., as well as ability to travel overnight
While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear
The employee is occasionally required to stoop or kneel
The employee may occasionally lift and/or move up to 10 pounds
Preferred
Retail or sales experience preferred
Good PC skills--proficiency in Microsoft Word and Excel essential
Good calling and presentation skills
Self-starter, good organization skills
Ability to work well within a team
Good verbal communication skills
Willing to work flexible hours
Bachelor's Degree preferred
Company
1st Source Bank
1st Source has offered clients a convenient and friendly way to bank for over 150 years.
Founded in 1863
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Andrea Short
President
Recent News
MarketScreener
2025-12-18
Inside INdiana Business
2025-11-22
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