Premier America Credit Union · 2 months ago
Mortgage Loan Officer - Chatsworth
Chatsworth,CA,US
Full-time
Onsite
Mid Level
$31/hr - $38/hr
3+ years expPremier America Credit Union is one of the nation’s largest credit unions, dedicated to serving its members. They are seeking a Mortgage Loan Officer who will be responsible for increasing residential mortgage loan production and developing a quality referral network in the greater Houston metropolitan area.
BankingFinancial ServicesNon Profit
Responsibilities
Increase residential mortgage loan production by soliciting members or non-members as you meet the department’s new loan application and funding goals
Offer retail mortgage loan products and cross-sell financial products and services, as needed by the member including depository accounts to existing or potential members
Continuously seek out opportunities through outside sales activities to increase loan growth and revenue
Assist in the qualification of applicants for appropriate mortgage loan products based on underwriting guidelines
Obtain pertinent information to process loan applications and ensure data and documents are accurately entered into the loan origination system (LOS)
Work closely with loan processors and the loan department to ensure a complete and quality loan package
Educate applicants of available products and other loan alternatives while cross selling products and financial services appropriately to meet our member’s needs
Negotiate loan terms while providing the necessary disclosures in accordance with Reg Z and RESPA
Communicate loan conditions and status directly to applicant and associated Real Estate agents
Complete timely follow-up on all leads and pending loan applications to ensure expected turnaround time, meeting established department service level agreements (SLAs)
Provide the highest level of service by promptly responding to member needs in a professional, friendly, and respectful manner
Develop business relationships with key organizations and network groups
Support department business development goals through effective calling efforts on prospects
Monitor market conditions while making recommendations for new products and services
Conduct Real Estate training and home buying seminars
Some travel may be required
Qualification
Required
Bachelor's degree in business or related field or related experience
Three years of progressive experience in a related position
Understanding of related legal and regulatory requirements
Maintain a valid driver's license, current auto insurance and NMLS registration
Strong organizational and time management skills
Ability to prioritize effectively, working in a fast-paced environment
Strong oral and written communication skills, including ease in presenting information to a group
PC Skills: Word, Excel, Microsoft office
Preferred
Bi-Lingual (Spanish speaking)
Benefits
Competitive pay, (base, commissions, and incentives)
Subsidized health care including medical, dental and vision
FSA and HSA
Company-Paid Life and A&D insurance
Discounts on loans (must be a member)
Paid Vacation, Holiday, and Sick time
401k Retirement Saving Plan with a 6% safe harbor employer match
Educational Assistance Program and more!
Company
Premier America Credit Union
Premier America is a credit union that offers online banking services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Jason Wolkove
Chief Technology Officer
Ernesto Norona
Chief Operating Officer
Company data provided by crunchbase