United Bank of Southwest Alabama & Northwest Florida · 1 day ago
Community Bank Business Lender
Loxley, AL
Full-time
Onsite
Mid LevelUnited Bank of Southwest Alabama & Northwest Florida is focused on providing community banking services. The Community Bank Business Lender will manage and expand client relationships while delivering tailored banking and lending solutions to meet specific client needs.
BankingCommercial LendingFinancial Services
Responsibilities
Manages existing client relationships to retain and expand business. Develops new and existing customer relationships through networking, referrals, and outside calling efforts
Collaborates with branch managers and product managers as the primary contact for business banking and lending solutions
Manage the flow of loan and deposit requests through the appropriate channels to ensure the credit quality, responsiveness, structure and pricing meeting the needs of the client and United Bank
Proactively manages customer relationships by identifying financial needs, delivering solutions to meet the needs, and delivering quality customer service
Reviews applicant financial data to evaluate credit worthiness and manages difficult credit situations
Negotiates terms and makes decisions on loans within limits or makes recommendations. Monitors outstanding loans to ensure ongoing credit worthiness
Represents United Bank through participation in community organizations, boards, and other related leadership activities
Work with product partners to analyze, evaluate and develop a tailored relationship strategy for each client or prospect
Works to understand the community bank model and the impact United Bank has on small business and markets where we operate
Any other duties as assigned by Management
Qualification
Required
Experience in managing existing client relationships to retain and expand business
Ability to develop new and existing customer relationships through networking, referrals, and outside calling efforts
Experience collaborating with branch managers and product managers as the primary contact for business banking and lending solutions
Ability to manage the flow of loan and deposit requests through appropriate channels to ensure credit quality, responsiveness, structure, and pricing meet client needs
Proactive management of customer relationships by identifying financial needs and delivering solutions
Experience in reviewing applicant financial data to evaluate credit worthiness and managing difficult credit situations
Ability to negotiate terms and make decisions on loans within limits or make recommendations
Experience monitoring outstanding loans to ensure ongoing credit worthiness
Ability to represent the bank through participation in community organizations, boards, and other related leadership activities
Experience working with product partners to analyze, evaluate, and develop tailored relationship strategies for clients or prospects
Understanding of the community bank model and the impact on small business and markets
Company
United Bank of Southwest Alabama & Northwest Florida
Founded in 1904, United Bank serves the needs of consumers, small businesses, agriculture and commercial customers.
Founded in 1904
51-200 employees
Funding
Current Stage
Public CompanyTotal Funding
$22.96MKey Investors
Community Development Financial Institutions Fund
2024-10-28Grant· $9M
2023-10-13Grant· $9M
2023-04-10Grant· $4.96M
Recent News
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Daily Star Egypt
2025-12-07
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