CoreFirst Bank & Trust · 16 hours ago
Commercial Credit Analyst
Lenexa,KS,US
Full-time
Onsite
New Grad, Entry LevelCoreFirst Bank & Trust is a financial institution seeking a Commercial Credit Analyst. The role involves conducting high-level analyses of commercial and business loans, evaluating credit data to approve or deny loan applications, and preparing credit presentations for submission to officers and committees.
Banking
Responsibilities
Analyze and interpret financial and other credit related information to assess the financial condition and risk of financing requests, to include commercial, construction, real estate and consumer, within the framework of the Bank’s credit standards
Applies accounting acumen and financial expertise to spread all types of financial information using financial software and interpret the resulting financial metrics used in the credit decision process
Able to use independent judgment in the identification of key strengths and weaknesses of a wide variety of credit types
Understand the different types of financing products available and how they are used to need a borrower’s needs
Assists in the preparation of credit presentations through formal written financial analysis, industry peer analysis, collateral analysis, gathering relevant market data, personal credit report analysis, and any other analysis deemed appropriate for the request
Follows Bank policies and procedures
Provide quality service to internal customers through undertaking risk assessment analysis of various types of lending proposals
Possesses a working knowledge of Sageworks software which is used by the bank to perform analysis and prepare credit submissions
Qualification
Required
Bachelor's degree in Accounting, Finance, Business Administration, or Economics
Experience and training in financial statement and tax return analysis preferred
Basic knowledge of commercial, construction, real estate, and consumer lending preferred
Understanding of financial statements, including balance sheets, income statements, and statements of cash flow as well as the ability to analyze and interpret the content
Basic knowledge of state and federal loan regulations and Bank lending policies
Excellent time management skills with the ability to manage multiple and changing deadlines with limited supervision and significant analytical thinking
Dedicated, goal oriented, and an energetic self-starter
Effective verbal and written communication skills
Proficient with Microsoft Word and Excel
Possesses a working knowledge of Sageworks software which is used by the bank to perform analysis and prepare credit submissions
Preferred
Experience and training in financial statement and tax return analysis preferred
Basic knowledge of commercial, construction, real estate, and consumer lending preferred
Company
CoreFirst Bank & Trust
CoreFirst Bank & Trust is a Kansas based bank that offers products and solutions for both consumers and business, including banking products, trust services and investment services*.
Founded in 1959
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Jillinda Ansell, SPHR
HR Business Partner, Compensation & Benefits
Todd Karnatz
Chief Credit Officer
Company data provided by crunchbase