RDF · 5 hours ago
Portfolio Manager
United States
Full-time
Remote
Senior Level
5+ years expRDF is a company in the Financial Services industry, seeking a Portfolio Manager to safeguard the financial performance and mission outcomes of their loan portfolio. The role involves proactive portfolio monitoring, borrower engagement, and ensuring compliance with internal and external requirements.
BankingFinancial Services
Responsibilities
Manage an active portfolio of loans across multiple sectors (e.g., education, affordable housing, healthcare, intermediary lending, community facilities)
Monitor loan performance, covenant compliance, and repayment activity
Conduct ongoing borrower financial analysis (annual and interim, as needed), risk assessments, and portfolio reviews
Identify early warning indicators of credit risk and recommend corrective actions, including borrower engagement strategies and risk mitigation steps
Prepare credit memos and recommendations for loan modifications, extensions, waivers, renewals, and restructures
Prepare periodic portfolio reports for senior leadership, investors, and board committees, including risk trends, covenant compliance, delinquencies, and concentrations
Support delinquency management and workout strategies, including borrower engagement, repayment plans, and escalation recommendations
Ensure compliance with internal lending policies, loan documentation requirements and applicable CDFI Fund reporting expectations
Support the development and implementation of a comprehensive credit administration framework, including credit policies, processes, and procedural documentation
Partner with Finance on portfolio analytics, cash-flow forecasting, and reserve/ACL support (as applicable)
Ensure compliance with federal, state, and CDFI Fund requirements, as well as internal lending policies
Train and mentor junior analysts in financial spreading, covenant compliance, and underwriting best practices
Collaborate with Investment Professionals to ensure smooth hand-offs from origination to asset management and servicing
Provide team-oriented support to Investment Professionals, specifically in the areas of core underwriting and portfolio management
Provide and validate any credit or portfolio information required by funding sources, auditors, or examiners (either directly or by delegation)
Collaborate with Loan Administration to resolve servicing issues and maintain accurate records
Qualification
Required
Bachelor's degree in finance, business, economics, public policy, community development, or related field
Minimum 5 years of experience in commercial lending, portfolio management, credit analysis, community development, or related financial services sector
Strong financial and analytical skills, including experience reviewing financial statements, credit underwriting reports, and assessing credit risk
Knowledge of loan documentation, servicing systems, and risk management practices
Understanding of community development finance, CDFI business models, and mission‑driven lending
Excellent written and verbal communication skills and the ability to manage borrower relationships with empathy and professionalism
Strong organizational skills and high attention to detail
Preferred
Experience with real estate, small business, intermediary and nonprofit lending
Knowledge of federal community development programs (e.g., CDFI Fund, SBA, NMTC, HOME/CDBG)
Familiarity with loan management systems (e.g. Fiscal, Portfol)
Previous loan approval authority
Ability to balance credit discipline with mission-driven flexibility
Benefits
401(k) & 401(k) matching
Health, Dental, and Vision Insurance
Life Insurance
Health savings account
Paid time off
Parental leave
Professional development assistance
Company
RDF
Raza Development Fund is a national Community Development Financial Institution. Our Mission: Unlock lasting prosperity in communities across America.
11-50 employees
Funding
Current Stage
Early StageTotal Funding
$6.2MKey Investors
Community Development Financial Institutions Fund
2023-04-10Grant· $6.2M
Leadership Team
Annie Donovan
Chief Executive Officer
Recent News
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