Heartland Bank LTD · 5 hours ago
Credit Analyst
Whitehall, OH
Full-time
Onsite
Entry, Mid Level
2+ years expHeartland Bank is a Division of German American Bank that focuses on providing genuine, customized financial services. The Credit Analyst role involves assessing the financial condition and repayment capacity of business customers, assisting loan officers with loan applications, and analyzing financial statements to identify trends and inform credit decisions.
BankingFinancial ServicesVenture Capital
Responsibilities
Assist loan officers by assessing the financial condition and repayment capacity of business customers
Assist with loan application preparation
Analyze financial statements to assess the strengths and weaknesses of a borrower’s historical operating performance
Include significant changes in the financial statements of the customer and identify trends in the statements
Analyzing borrowers and/or industries
Complete Credit Applications accurately, inclusive of collateral analysis
Stay current on industry trends through researching industry specific information from outside sources such as industry publications, government agencies, and the Internet
Maintain strong relationships with loan officers
Collaborate with loan officers to communicate financial information about the borrower
Facilitate an informed credit decision
Explain industry specific complexities to help understand the borrower’s financial condition
Share insights to the market conditions that affect the borrower’s business or industry
Document compliance with policies and procedures
Participate in corporate and individual projects
Qualification
Required
2+ years in commercial lending environment as a credit analyst, loan officer or related experience
Bachelor's degree in Finance, Accounting or Economics, or related field
Knowledge and experience with: analyzing economic trends of commercial and agricultural business, proficiency in reading financial statements (i.e., compilations, reviews, audits, and governmental financial statements), the organization of personal, corporate, and partnership tax returns
Skills in: analyzing data, organizing, clarifying, explaining, listening, time management and coaching others
Proficient with Microsoft Office Suite, including advanced Excel knowledge and daily use
Benefits
Medical, dental, vision, STD, LTD, Life insurance, etc.
17 days paid time off, 11 paid holidays and bereavement leave
Education assistance program
Wellness benefits
Life event coverage
Service awards
Financial benefits including 401(k) match, stock purchase plan and more
Great deals on both national and local discounts on everything from computers and vacations to phones and retail shopping
Company
Heartland Bank LTD
With roots stretching back to 1875, Heartland is proudly New Zealand operated and managed.
201-500 employees
Funding
Current Stage
Public CompanyTotal Funding
$30M2018-11-21Post Ipo Equity· $30M
2018-11-01IPO
Recent News
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