RBC · 20 hours ago
Senior Underwriting Analyst
Raleigh, North Carolina, United States of America
Full-time
Onsite
Mid, Senior Level
3+ years expRBC is a leading financial institution seeking a Senior Underwriting Analyst to facilitate the loan origination process for securities-based loans. The role involves reviewing credit clients, underwriting requests, and mentoring less experienced staff on credit origination and procedures.
BankingFinancial ServicesWealth Management
Responsibilities
Review, analyze, approve and underwrite securities-based loan requests within company guidelines
Review personal financial statements, credit reports, US tax returns and calculate applicable ratios (i.e. Debt ratios, loan-to-value, debt service, etc.)
Analyze employment profile, credit strength, RBC Relationship and all other information pertinent to the credit decision. Maintain knowledge of RBC Lending Policy & Procedures
Examine transactions to ensure accuracy and completeness
Analyze portfolios to be pledged for new credits and assigns LTV’s as per firm’s policy
Analyze client documents and financial statements to evaluate and determine appropriate credit structure and terms for potential borrowers
Review for due diligence, document processing, and financial statements analyses related to transactions and credit approval as applicable
Prepare supporting information to be used for credit decision recommendations and approvals
Mentor and coach business staff on underwriting guidelines and application of Policy
May contact Bankers, Financial Advisors and possibly clients for additional information or documents as needed for the loan request to help maintain current and complete client files
Manage NOI (Notice of Incompleteness) and Adverse Action Process
Create and mail letters as per Regulation B
Review Annual Reviews weekly for approval within Designated Lending Authority
Qualification
Required
3+ years of credit underwriting experience
Knowledge of regulatory compliance requirements for banking and credit including KYC and AML
Credit experience working with security-based loans preferred
Bachelor's degree or combination of education and experience
Preferred
Credit experience working with security-based loans
Proven excellence in client service including timely and effective problem resolution
Demonstrated collaboration skills, working in partnerships to create effective outcomes
Ability to meet all work deadlines
Well organized, detail oriented, and extremely accurate
Results Oriented by executing goals within timelines & acceptable risk levels
Strong interpersonal, verbal and written communication skills
Benefits
401(k) program with company-matching contributions
Health, dental, vision, life, disability insurance
Paid-time off
Company
RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance.
10001+ employees
H1B Sponsorship
RBC has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (29)
2024 (17)
2023 (3)
2022 (4)
2021 (1)
2020 (2)
Funding
Current Stage
Public CompanyTotal Funding
$16.3B2025-10-30Post Ipo Debt· $5B
2025-09-15Post Ipo Debt· $1.35B
2025-07-10Post Ipo Debt· $177.74M
Leadership Team
Graeme Hepworth
Chief Risk Officer
Kelly Bradley
Chief Human Resources Officer
Recent News
2026-01-22
Qatar Tribune
2026-01-21
Company data provided by crunchbase